Proposition Analyst

Quilter; London; Hybrid; GBP 35,000 - 50,000; Full time

Job summary

A leading wealth management firm seeks a Proposition support professional to enhance their Financial Planning and Investment Management processes. This role involves collaboration across departments to ensure propositions meet client needs and comply with industry standards, contributing to the company's commitment to exceptional service.

Benefits

182 hours of holiday (26 days)

Pension scheme with enhancement options

Private Medical Insurance

Life Assurance (4x salary)

Income Protection (75% of salary)

Flexible benefits via salary deduction

Qualifications

• Comprehensive knowledge of financial planning practices.
• Experience with third party providers and data MI production.
• Ability to communicate complex topics simply.

Responsibilities

• Support maintenance of financial planning and investment propositions.
• Ensure alignment of Advice Standards to strategy and regulatory needs.
• Assist with project support and governance committee actions.

Skills

Communication

Analytical skills

Organizational skills

Job description

About the Business Quilter Cheviot
Quilter Cheviot has been the wealth manager of choice for individuals and families for over 250 years, and today is one of the UK’s largest wealth management firms offering expert discretionary investment management and financial advice through our sister company, Quilter Cheviot Financial Planning. We offer a highly personalised service to private clients, charities, trustees, and professional partners. Quilter Cheviot has presence throughout the UK, Ireland and Channel Islands.
We are part of Quilter plc, a leading provider of advice, investment platforms, multi-asset investment solutions and discretionary fund management which is listed on the London and Johannesburg stock exchanges and manages over £119.4 billion of client investments (as at December 2024).
If you want to play a part in shaping the future of our business, bringing new ideas and challenge then now is a great time to join us. About the Role

Level: 3
Department: Proposition
Location: London (Hybrid)
Contract: Permanent

The purpose of this role is to help the Proposition team in Quilter Cheviot to establish, maintain, and improve a competitive Financial Planning and Investment Management proposition, supporting the Investment Management Proposition Manager, Financial Planning Proposition Manager and Head of Advice Standards in the team. This will include a wide range of tasks and requires a strong working knowledge of financial planning and investment management services / products, as well as Advice Standards. You will need to be comfortable working with front office teams, central teams including risk and compliance, and senior leadership across Quilter Financial Planning, Quilter Cheviot Financial Planning and Quilter Cheviot.

Key role requirements from a Proposition support perspective include:

• Support the maintenance of financial planning and investment management propositions, including pensions, Mortgages and Protection, a Managed Portfolio Service (MPS) and bespoke Discretionary investment product (DPS).
• Support the Proposition Managers in ensuring that Quilter Cheviot’s Financial Planning and Investments proposition is regularly reviewed and remains fit for purpose, including managing the concessions process for any deviation from the Financial Planning Core Investment Proposition (CIP) or Product Panel.
• Support the Proposition Managers in maintaining relationships with third party providers, including holding regular provider liaison meetings to ensure that any queries can be resolved in a timely manner. Assist the Proposition Managers with collating Management Information (MI) linked to third party / panel providers.
• You will also work in close collaboration with the Proposition Managers and other departments in the business to help effectively manage any propositional change delivery, linked to both proposition enhancements and new proposition development.

Key areas from an Advice Standards perspective include:

• Support the development and maintenance of Quilter Cheviot’s Financial Planning Advice Standards and help maintain a review cycle to ensure the standards remain up to date.
• Ensure that Quilter Cheviot’s Advice Standards align to our strategy, service offering, target market, and external influences (including regulatory).
• Ensure that any changes are applied consistently across all Advice collateral. This will include the Advice Standards, the Business Submission Standards, Checklists, Process maps and Suitability Reports.
• Help conduct impact assessments on Quilter Cheviot’s Financial Planning Advice Standards and Advice collateral, relating to regulatory or propositional changes.
• Help manage the regulatory change calendar, to allow the team to plan for effective and timely implementation of resulting changes in Advice Standards.

Additionally, the role will help to prepare and distribute any forum related MI and presentation decks required from the Proposition team. The role will also be responsible for tracking the Proposition team’s actions from governance committees and forums. Finally, the role will be required to provide project support to the Proposition Managers and Advice Standards Manager with any Proposition / Advice Standards projects that the team is leading, in addition to the change initiatives mentioned above.

About You

You will have:

• A comprehensive working understanding of investment and financial planning products, as well as financial planning practices / Advice Standards.
• Experience working with third party providers and producing provider sales data MI, acting as a liaison, ensuring clear communication with stakeholders at all stages.
• Understanding of typical client needs and objectives across both financial planning and investment products, ideally having practised in a client facing role and / or worked in a Business Assurance function.
• Strong organisational skills, be able to undertake detailed analysis, and have the ability to present findings to and influence key stakeholders as required.
• You will be organised and analytical, as the role will involve the production of impact assessments and the presentation of this information to various stakeholders with varying degrees of knowledge.
• Comfort in creating and implementing change within a product / proposition and Advice Standards setting.
• The ability to communicate clearly and translate complex topics and logic into simple and understandable steps for others.
• The ability to multi-task and meet tight deadlines, whilst still having a positive attitude to build strong relationships with both internal and external stakeholders.
• Strong communication skills, with an ability to navigate complex organisational environments and work with multiple stakeholders at varying seniority levels.

#LI-VS1 #QC

Inclusion & Diversity

We value diversity and strive to promote inclusivity in all aspects of our culture. We believe in equal opportunities for all, ensuring that no applicant encounters less favourable treatment based on anything but their skills, qualifications, experience, and potential. We celebrate the unique contributions of a diverse workforce and create a respectful, nurturing environment where every colleague can thrive.

Values

Do the right thing: We act with integrity and are proudly committed to going above and beyond in service of our clients and the support we provide our communities.
Always curious: We continuously seek new ideas and knowledge so we’re one step ahead of our clients’ needs. We look for inspiration everywhere and encourage experimentation, recognising that this is how we create brilliant solutions for brighter futures.
Embrace challenge: We aim high to transform our potential into meaningful outcomes. With ambition as our driving force and a steadfast commitment to growth, we succeed for the good of every generation.
Stronger together: Combining our diverse talents, we accomplish more collectively than we ever could do alone. We speak openly, actively listen, and support each other, and constructively challenge and embrace new ideas. We seek empowerment and demonstrate ownership and trust, with the confidence to make impactful decisions.

Core Benefits

Holiday: 182 hours (26 days)

Quilter Incentive Scheme: All employees are eligible to participate in incentive scheme, to incentivise business performance and their contribution.

Pension Scheme: A non-contributory company pension scheme that can be boosted through personal contributions.

Private Medical Insurance: Single cover as standard with options to increase cover to include your partner or children.

Life Assurance: 4x your salary.

Income Protection: 75% of salary, less state benefits, payable after 26 weeks of absence.

Healthcare Cash Plan: Jersey employees only

In addition to our core benefits, we offer a range of flexible benefits to UK employees that you can choose from and pay for conveniently via a salary deduction.