Proposition Analyst

LV=; Bournemouth; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services provider is looking for a Proposition Analyst to develop and enhance investment propositions. The role involves risk oversight, strategic analysis, and managing third-party relationships. Ideal candidates demonstrate numeracy, effective communication, and a strong understanding of the Savings and Retirement market. Competitive salary and comprehensive benefits package offered, including flexible working opportunities.

Benefits

26 days' holiday

Sales/OTE bonus scheme

Flexible benefits

Competitive pension scheme

Group Life Assurance

Employee Assistance Programme

Virtual GP service

Discounts on life products

Qualifications

• Good awareness of the Savings and Retirement Market.
• Desire to constantly expand and deepen knowledge.
• Comfortable working with numbers and evaluating data.
• Ability to present and resolve complex technical issues.
• Understanding of the regulatory framework, including FCA rules.

Responsibilities

• Contribute effective risk and governance oversight of propositions.
• Provide analysis to support wealth proposition strategy development.
• Lead specific proposition change initiatives through to implementation.
• Develop knowledge of the proposition and associated markets.
• Manage third party relationships and adherence to controls.

Skills

Numeracy

Communication skills

Influencing and relationship building

Attention to detail

Self-motivation

Job description

About The Role

We’re looking to hire a Proposition Analyst based in our Hitchin office on a permanent basis.

As a Proposition Analyst at LV= you will support the Senior Investment Proposition Manager in developing, enhancing and maintaining LV=’s investment propositions including our Smoothed Managed Funds range and pension investments. This role helps ensure our propositions remain aligned to adviser and customer needs, deliver long-term value, and support LV=’s strategic ambitions in the savings and retirement market. The role combines strong investment understanding with a future-facing, customer-centric mindset. It involves turning insight into action – helping shape the roadmap of our proposition and collaborating with colleagues to implement enhancements across products, communications, and tools.

About the role:

• Contribute effective risk and governance oversight of both open and closed wealth propositions, with a focus on underlying collective funds. To include systematically collating and analysing data, to allow objective assessment of proposition performance and suitability across the end-to-end value chain.
• Provide analysis and insights that helps support the effective development and delivery of the Wealth proposition strategy and transformation roadmap for the investment proposition, including the need for new initiatives and enhancement of existing offerings.

• Support or lead specific and agreed proposition change initiatives through to implementation, working collaboratively across functional teams
• Develop a thorough knowledge of the proposition and associated target markets and distribution channels, and as a key subject matter expert, to provide product related technical input to sales, marketing and customer experience as required
• As an effective proposition champion, able to convey the value of the propositions internally and externally through, for example, development of formal documentation and digital content and supporting the Proposition Manager with producing professional presentations (including competitor analysis).
• Support the effective management of third party relationships
• Consistently demonstrate a strong customer and risk culture evidenced through natural adherence to the expected control framework, supporting regular proposition reviews, timely renewal of product documentation, product risk assessments and resolution of audit actions and risk events.

About you:

• Demonstrable good awareness of the Savings and Retirement Market – developing a depth of technical expertise of relevant products, markets, systems and processes of the specific proposition(s) allocated
• Self-learner – a desire and ability to constantly expand and deepen knowledge.
• Be highly numerate, comfortable working with numbers and curious about the trends and insights these reveal - you will need to be able to evaluate data to see the patterns and make recommendations.
• Effective communication and persuasion skills - to enable presentation and resolution of complex technical issues with line management, sometimes with support from colleagues as experience is developing.
• Good influencer and relationship builder – able to work across organisations collaboratively.
• Detail focus - Strong attention to detail is essential.
• Self-motivated - and be able to work under your own initiative with minimal supervision.
• Flexible – willing to work as part of a team, sometimes lead initiatives and open to taking on new opportunities
• Understanding of regulatory framework - within which business and products must operate, including FCA rules & regulations.

Rewards & Benefits
This role is a Band B in the LV= Structure.
At LV= Life and Pensions, you’ll go above and beyond to do the right thing for our customers. We’ll reward your hard work with an attractive, competitive salary and benefits package, which includes:
•26 days' holiday – increasing after two years of service to 28 days
•The opportunity to buy or sell up to five days of holiday
•An sales/OTE bonus scheme based on sales performance paid twice a year
•Flexible benefits, including a cycle to work scheme, personal accident insurance, critical illness cover, private medical insurance, and dental insurance
•Competitive pension scheme - LV= Life and Pensions will double-match the amount you pay, up to 14% (subject to National Minimum Wage requirements)
•Group Life Assurance of four times your basic pay to your dependents (you’ll have the option to increase this to 8 x cover)
•Group Income Protection, if you enrol into the pension scheme and reach 5 years of service
•Employee Assistance Programme (EAP) service for support when you need it
•Virtual GP service
•Shared parental leave
•Up to 20% discount on our life products for you and your immediate family.

About Us

We’re proud of our inclusive culture at LV= and, as an equal-opportunity employer, we continually work to remove unconscious bias from our recruitment process. We value our colleagues for what they bring to our team regardless of any protected status or characteristics they may have. Talk to us about flexible working as part of your application; if it’s right for you, our members and customers, and our business, then we’ll do everything we can to make it happen.

We’re also open to conversations about flexible working as part of your application - if it’s right for our customers, our business and for you, then we’ll do everything we can to make it happen.

Please note that we are unable to offer Skilled Worker Visa Sponsorship for this role. Therefore, you must ensure that you are eligible to work in the UK without our sponsorship in order for your application to be considered.

Please note that any successful internal colleagues will be offered a secondment opportunity. The secondment policy is available on the intranet for internal colleagues.