Property Underwriting Manager- Commercial Lines

IPS Group; Birmingham; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading name in the commercial insurance market seeks a Property Underwriting Manager to shape risk appetite and influence strategy in a key role. This position involves overseeing property-related underwriting risks and collaborating with senior leaders to enhance business profitability and technical excellence.

Qualifications

• Extensive experience in commercial property underwriting.
• Strong technical knowledge of combined insurance products.
• Ability to work autonomously without direct management.

Responsibilities

• Set and refine risk appetite for commercial property underwriting.
• Oversee monitoring of aggregation and reinsurance exposures.
• Provide guidance on technical underwriting risks.

Skills

Technical knowledge of commercial property

Risk assessment

Governance influence

Job description

Property Underwriting Manager – Commercial Lines
IPS Group are working on behalf of a leading name in the commercial insurance market who are currently looking to hire an experienced and technically strong property underwriter to step into a key role within their commercial underwriting function.
This is an exciting opportunity to shape risk appetite, support governance, and influence strategy across a diverse commercial property portfolio without direct line management responsibilities. This role will suit either a Senior Property Underwriter stepping up to Underwriting Manager or an existing Underwriting Manager looking for their next challenge.
About the Role:
As Property Underwriting Manager, you’ll play a central part in overseeing and advising on property-related underwriting risks and wordings. Reporting into the Director of Underwriting, you’ll collaborate closely with senior underwriting and claims leaders to support business line profitability and technical excellence.
Key Responsibilities:

• Set and refine risk appetite for commercial property underwriting
• Oversee aggregation monitoring and reinsurance exposures
• Provide technical guidance on property underwriting risks (e.g., flood, crime)
• Work closely with underwriting teams to advise on risk selection, pricing, and governance
• Support senior underwriters with property-related issues
• Monitor and drive profitability across the property book (currently £40M GWP, £30B exposure)
• Engage with stakeholders at all levels – from senior leadership to new underwriters

What We’re Looking For:

• Extensive experience in commercial property underwriting
• Strong technical knowledge of commercial property and combined products
• Confident working across underwriting, claims, and delegated authority teams
• Comfortable working autonomously in a non-people management role
• Ready to influence underwriting strategy and lead on technical property issues