Property Underwriter

Insure Recruitment; Croydon; Hybrid; GBP 36,000 - 60,000; Full time

Benefits offered by this job

Hybrid working

Excellent company benefits

Development opportunities

Job summary

Insure Recruitment is seeking an experienced Property Underwriter to join its Real Estate team in Croydon. You will underwrite Property Owners and Real Estate risks, manage renewals and build broker relationships within a specialist MGA environment.

The role offers hybrid working, a broad portfolio, and development opportunities to advance your underwriting career within a seasoned Real Estate team.

Qualifications

• Previous Property or Property Owners underwriting experience.
• Good understanding of commercial and/or residential property risks.
• Strong technical underwriting and risk assessment skills.
• Experience working with brokers and developing productive relationships.
• Confidence to make commercial underwriting decisions within authority.
• Proactive approach and interest in developing within the Property market.

Responsibilities

• Underwrite new and existing Property Owners and Real Estate risks within authority.
• Assess commercial, residential, mixed-use and portfolio business.
• Consider complex and non-standard property risks as appropriate.
• Review presentations, claims information, valuations and risk details for underwriting decisions.
• Negotiate terms, pricing and coverage with brokers.
• Manage renewals and identify opportunities to retain and grow profitable business.
• Build strong relationships with brokers and provide a responsive underwriting service.
• Collaborate with underwriting and distribution teams.
• Maintain underwriting discipline, governance and portfolio performance.

Skills

Property underwriting

Risk assessment

Broker relationships

Portfolio management

Commercial underwriting

Job description

Are you an experienced Property Underwriter looking for an opportunity where you can use your technical expertise, build strong broker relationships and develop your career within a specialist underwriting environment?

We are recruiting for an established and highly regarded specialist MGA to join its successful Real Estate team in Croydon.

This is a great opportunity to join an experienced underwriting team handling a varied portfolio of Property Owners business, from individual risks through to larger portfolios across commercial, residential, mixed-use and more complex property risks.

The Role

As a Property Underwriter, you will:

• Underwrite new and existing Property Owners and Real Estate risks within agreed authority.
• Assess commercial, residential, mixed-use and portfolio business.
• Consider more complex and non-standard property risks where appropriate.
• Review presentations, claims information, valuations and risk details to make commercially sound underwriting decisions.
• Negotiate terms, pricing and coverage with brokers.
• Manage renewals and identify opportunities to retain and grow profitable business.
• Build strong relationships with brokers and provide a responsive, knowledgeable underwriting service.
• Work closely with colleagues across underwriting and distribution.
• Maintain strong underwriting discipline, governance and portfolio performance.

What We're Looking For

We'd love to speak with candidates who have:

• Previous Property or Property Owners underwriting experience.
• A good understanding of commercial and/or residential property risks.
• Strong technical underwriting and risk assessment skills.
• Experience working with brokers and developing productive relationships.
• The confidence to make commercial underwriting decisions within authority.
• A proactive approach and genuine interest in developing within the Property market.

You may currently be working as a Property Underwriter, Property Owners Underwriter, Real Estate Underwriter, Commercial Underwriter or Development Underwriter.

Why Consider This Opportunity?

You'll be joining a specialist MGA with an established Real Estate proposition, experienced underwriting teams and A-rated delegated capacity.

The business has a broad appetite and is comfortable considering risks outside the straightforward standard market, creating a genuinely interesting underwriting environment for someone who enjoys using their technical knowledge rather than simply following a narrow underwriting model.

You’ll receive:

• Salary up to £60,000, dependent on experience
• Excellent company benefits
• Hybrid working
• Support towards continued professional development
• Genuine opportunities to progress your underwriting career
• The opportunity to work within an established specialist Property/Real Estate team

Location: Croydon

Salary: Up to £60,000 per annum

Working: Hybrid