Property Claims Underwriter

Hiscox; York and North Yorkshire; On-site; GBP 26,000 - 34,000; Full time

Job summary

Hiscox UK is seeking a customer-focused claims handler to deliver exceptional service to policyholders and brokers. You will liaise with internal and external stakeholders, manage claims with autonomy, and uphold the brand’s service standards.

The role is hybrid, with two days in the office (Colchester or York) and three days working from home, offering development within a fast-paced environment that rewards proactive improvements and customer-centric decision making.

Qualifications

• Experience in a customer-centric environment.
• Able to maintain service standards under pressure.
• Strong communication across channels (phone, email, in person).
• Excellent organisational and time-management skills.
• Self-motivated, adaptable with a positive approach to change.

Responsibilities

• Deliver world-class customer service daily following the Hiscox claims philosophy.
• Handle calls from policyholders, brokers, and third parties; identify escalation triggers.
• Take claim notifications by phone and progress claims.
• Review and confirm policy coverage.
• Negotiate and settle claims with focus on prompt resolution and indemnity control.
• Record information clearly with next steps and maintain SLAs/targets.
• Demonstrate proactive claims management and portfolio handling.
• Work independently and adapt style to each customer.

Skills

Customer service

Communication

Time management

Organisational skills

Adaptability

Teamwork

Tools

Excel

Copilot

Word

Job description

Job Type:

Permanent

Build a brilliant future with Hiscox

Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs.

The role

We will consider candidates with or without claims experience, as well as those working in other areas of insurance.

You’ll deliver superior service to our Hiscox customers and key brokers whilst maintaining and enhancing the Hiscox reputation for its award winning claims handling service. You will be required to liaise with key stakeholders, internally and externally.

Working for the Hiscox In-house claims team you’ll enjoy a fast-paced, exciting environment with a high level of autonomy. We encourage people to look for the best way to do things and suggest improvements. It is a place where you can truly make a difference and develop beyond the day job.Service is at the centre of what we do so we are looking for service orientated individuals who put the customer first and are empowered and equipped to make their own decisions on claims and give a level of customer service others revere.

The team and Team Leaders are invested in both personal and technical development, are trusting, straight-talking and uncompromising when it comes to service.

This is a hybrid role, with two days a week in the office (Colchester or York) and three days working from home

What you’ll be doing:

• Delivering world class customer service daily, respecting the Hiscox claims philosophy and personifying our values
• Handling telephone calls from policyholders, brokers, third parties, loss adjusters and other experts on new and existing claims and identifying key triggers requiring escalation or additional review
• Taking claim notifications over the phone directly from customers and progress their claim in the most appropriate manner
• Reviewing and confirming Hiscox’s policy coverage position
• Negotiating and settling claims fairly and proactively with an emphasis on prompt resolution, indemnity spend and ensuring the customer is kept informed
• Following a defined process and ensuring information is recorded in a clear and consistent manner with clear thought process and next steps planning
• Meeting and exceeding pre-defined SLAs/targets
• Demonstrating excellent file handling and claims management through pro-active portfolio management; accurate and timely reserving; effective risk and indemnity costs management
• Wworking unsupervised and showing initiative in your claims handling approach; understand that each customer is different and be able to adapt your style accordingly
• Promoting and delivering a continuous improvement culture within the UK Property Claims team to deliver a superior customer experience, by identifying areas of opportunity and helping crease innovative solutions.
• Role modelling the Hiscox brand and our values at all times

Our must-haves:

• Experience within a customer centric environment
• Collaborative and supportive, stepping up when volumes are high without compromising service.
• A genuine passion for delivering excellent customer service
• Calm and works well under pressure
• Ability to evidence strong organisational and time management skills
• A self-motivated, adaptable approach with a positive response to change
• Outstanding communication skills – face-to-face, written and telephone including excellent listening skills
• Excellent interpersonal skills and the ability to quickly establish credibility and long lasting relationships within the team, the wider business and with external partners
• Highly results driven, with the energy and determination to succeed in an environment where the pace and quality of response is critical to success

Our nice to haves:

• Working toward CII qualifications, or willingness to start
• Experience within Insurance and/or claims
• Good knowledge of Excel, Word and Copilot

Diversity and flexible working at Hiscox

At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn’t always have to be ‘nine to five’ and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.

Work with amazing people and be part of a unique culture