Property Binders Underwriter

Axis Capital; Greater London; On-site; GBP 60,000 - 90,000; Full time

Job summary

AXIS Capital is seeking an Underwriter – Property Binders to join our team in the UK. The role focuses on international territories including the United Kingdom, Ireland, and Europe, working in lead and follow capacity with delegated authority management.

You will manage Coverholders/Binders, ensure performance meets financial metrics, and collaborate with audit, conduct risk, and compliance to uphold AXIS’s standards of excellence and integrity.

Qualifications

• Detailed knowledge of Property and Delegated Authority Underwriting.
• Familiarity with FCA, PRA, and Lloyd’s compliance requirements.
• Proficiency in Microsoft Office and PowerBI; data presentation skills.
• Ability to analyse data and present insights clearly.
• Influencing, negotiating, listening, and questioning skills.
• Ability to work independently and collaboratively, managing time effectively.

Responsibilities

• Underwrite new and renewal delegated business within agreed authority and support referral underwriting where required.
• Build and maintain Coverholder relationships and Binding Authority Agreements, ensuring performance aligns with business objectives.
• Liaise with Brokers and Coverholders to identify and develop new business opportunities.
• Conduct regular Coverholder reviews and maintain strong working relationships.
• Work with data analysts and actuarial to maintain price adequacy and identify trends.
• Collaborate with Conduct Risk and Compliance teams to ensure delegated authority standards are met.
• Communicate and work to solve underwriting, audit, and conduct risk issues as needed.
• Monitor and report emerging risks or control failures using formal channels.
• Ensure accurate data entry and maintenance of underwriting systems and binder records.
• Coordinate delegated authority processes and support internal/external audits.
• Contribute to a culture that prioritises fair treatment of customers and continuous improvement.

Skills

Property underwriting

Delegated Authority underwriting

Data analysis

Communication & negotiation

Time management

Education

ACII qualified or progress toward completion

Tools

Microsoft Office

PowerBI

Job description

This is your opportunity to join AXIS Capital – a trusted global provider of specialty lines insurance and reinsurance.We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture.As a member of AXIS, you join a team that is among the best in the industry.

At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.

All qualified applicants will receive consideration for employment without regard to any protected characteristic, including age, color, disability, ethnicity, gender identity, marital status, national origin, pregnancy, race, religion, sex, sexual orientation, veteran status, or any basis prohibited by the laws that govern its operations.

Underwriter – Property Binders

Job Description

How does this role contribute to our collective success?

The Property Binders Team is seeking a dynamic individual to join our team and support the delivery of the business plan focusing through effective underwriting and delegated authority management. The focus will be on international territories including but not limited to the United Kingdom, Ireland and Europe in a lead and follow capacity.

The role includes managing Coverholders/Binders to ensure performance meets financial and operational metrics, while aligning with audit, conduct risk, and compliance requirements. Your work will help create good customer outcomes across the insurance lifecycle and contribute to AXIS’s reputation for excellence and integrity.

What will you do in this role?

• Underwrite new and renewal delegated business within agreed authority and support referral underwriting where required.
• Build and maintain Coverholder relationships and Binding Authority Agreements, ensuring performance aligns with business objectives.
• Liaise with Brokers and Coverholders to identify and develop new business opportunities.
• Conduct regular Coverholder reviews and maintain strong working relationships.
• Work with data analysts and actuarial to maintain price adequacy and identify trends
• Collaborate with Conduct Risk and Compliance teams to ensure delegated authority standards are met.
• Communicate and work to solve underwriting, audit, and conduct risk issues as needed.
• Monitor and report emerging risks or control failures using formal channels.
• Ensure accurate data entry and maintenance of underwriting systems and binder records.
• Coordinate delegated authority processes and support internal/external audits.
• Contribute to a culture that prioritises fair treatment of customers and continuous improvement.

You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role.

About You:

We encourage you to bring your own experience and expertise to the table, so while there are some qualifications and experiences, we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals.

What you need to have:

• Detailed knowledge of Property and Delegated Authority Underwriting.
• Familiarity with FCA, PRA, and Lloyd’s compliance requirements.
• Proficiency in Microsoft Office (Outlook, PowerPoint, Word, Excel) as well as PowerBI
• Ability to analyse data and present insights clearly and appropriately.
• Influencing, negotiating, listening, and questioning skills.
• Ability to work independently and collaboratively, managing time effectively.

What we prefer you to have:

• Preference to include delegated underwriting knowledge in United Kingdom and Ireland
• Understanding of CAT models and actuarial methods and ability to utilise actuarial tools
• Commercial mindset and ability to work under pressure.
• Strong organisational and problem-solving skills.
• Ability to build trust and communicate effectively across stakeholders.
• Attention to detail and written communication skills.
• Focus on profitability and results.
• Willingness to take on additional responsibilities and support colleagues.
• ACII qualified or significant progress to completion or equivalent

Role Factors:

In this role, you will typically be required to:

• Be in the office 3 days per week.
• Attend broker meetings and events as required

This posting is for an existing vacancy.