Product Manager - Payments Platform

Kingfisher; City of Westminster; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work model

Competitive benefits package

Job summary

Kingfisher is looking for a strategic Product Manager to ensure a secure, scalable payments foundation that enables seamless transactions and strong fraud protection across its banners. You will own the platform roadmap and governance, working across architecture, engineering, Fraud Ops, Risk and Data Science to sustain protection and performance.

You will lead platform adoption, manage relationships with key technology vendors, and mentor Product Owners while shaping platform practices within

Qualifications

• Experience in payments ecosystems including cards, A2A, wallets, PSPs, acquiring and settlement.
• Track record delivering platform products in complex, multi-brand or multi-market environments.
• Ability to balance commercial outcomes with technical constraints and regulatory requirements.

Responsibilities

• Define and evolve a strategic payments platform roadmap aligned with enterprise goals and risk landscape.
• Own and prioritise the payments platform roadmap to deliver secure, seamless and scalable payment capabilities across banners.
• Advocate for API-first design, modularity and platform governance with vendors and internal teams.
• Line manage multiple Product Owners and develop product practices across teams.

Skills

Payments ecosystem

Platform products

Stakeholder management

Data-driven decisions

API-first

Fraud controls

Regulatory compliance

Job description

Overview

We’reKingfisher, A team made up of over 74,000 passionate people who bring Kingfisher - and all our other brands: B&Q, Screwfix, Brico Depot, Castorama andKoctasto life. Guided by our purpose Better Homes. Better Lives. For Everyone. We believe a better world starts with better homes, and we work every day to make that a reality. Join us and help shape the future of home improvement.

We are looking for a Product Manager to ensure the business has a secure, scalable, and high‑performing payments foundation that enables seamless transactions and effective fraud protection.

What's the job?

• Define and evolve a strategic roadmap that aligns with enterprise goals, customer experience
• priorities, and the evolving fraud and risk landscape.
• Own and prioritise the payments platform roadmap aligned ensuring it delivers secure,
• seamless, and scalable payment capabilities across all banners.
• Advocate for platform principles including API-first design, modularity and reuse.
• Own the product relationship with key technology vendors.
• Drive platform adoption across Kingfisher banners.
• Setup and operate platform governance that safeguard payment flows, ensure compliance, and embed robust fraud controls and detection capabilities.
• Line manage multiple Product Owners.
• Develop product practices within the product teams.

Activities I do to deliver my role:

• Translate enterprise strategy into a clear, phased platform roadmaps.
• Partner closely with architecture and engineering to shape platform strategy.
• Partner with Fraud Operations, Risk, and Data Science teams to ensure the platform proactively responds to emerging fraud vectors and regulatory requirements.
• Establish platform guardrails and adoption criteria.
• Ensure platform capabilities support continuous monitoring, anomaly detection, chargeback
• reduction, and loss prevention.
• Provide structured updates to senior stakeholders and governance forums.
• Monitor platform performance, risks, costs and scalability considerations.
• Coach and develop product capability within the platform teams.

What you'll bring

• Strong experience in payments ecosystems (cards, A2A, digital wallets, PSPs, acquiring, settlement)
• Track record of delivering platform products in complex, multi-brand or multi-market environments
• Experience balancing commercial outcomes with technical constraints and regulatory requirements
• Strong stakeholder management across Engineering, Architecture, Data, Fraud, Security and Compliance
• Data-led decision making across performance, cost and fraud metrics
• Understanding of fraud prevention approaches (rules engines, tooling, machine learning signals)
• Experience working in API-first or event-driven environments

Operating environment

• Multi-brand, multi-market complexity
• High transaction volumes with real financial exposure
• Structured governance alongside the need for pace
• Platform-first mindset over local optimisation

You will be a strategic product leader who is comfortable working across multiple teams and functions, bringing clarity to complexity and helping shape shared platforms that create long term business value. You will be confident engaging senior stakeholders, driving alignment and building strong product practices within your team.

At Kingfisher, we are looking for people who are customer focused, curious, agile, inclusive, accountable and human in the way they lead and work with others.

How We WorkWe believe in flexibility and balance. Our hybrid model blends home working for focus with time spent connecting and collaborating - whether in our offices or at offsite locations. On average, around 60% of your time will involve in-person collaboration.

We value the perspectives new team members bring and encourage you to apply - even if youdon’tmeet 100% of the requirements.

What We OfferAn inclusive environment where your potential is limited only by your imagination. We encouragenew ideas, support experimentation, and strive to create a workplace where everyone can be their best self.Find out more about Diversity & Inclusion at Kingfisherhere.

We also offer a competitive benefits package and plenty of opportunities to stretch and grow your career.Scroll down below to find out more aboutour benefits.

Diversity & InclusionOur customers come from allwalks of life-and so do we.We’recommitted to ensuring all colleagues, future colleagues, and applicants are treated equally, regardless of age, gender, marital or civil partnership status, ethnicity, culture, religion, belief, political opinion, disability, gender identity, gender expression, or sexual orientation.