Product Manager: Consumer Checkout & Payments (AI-Driven)

Referment; Greater London; Hybrid; GBP 75,000 - 110,000; Full time

Job summary

Referment is building a fast-growing fintech focused on zero-fee payments for merchants, monetising via value-added services. The product team drives the consumer experience across web and mobile, shaping the roadmap with commercial and customer goals and coding AI-native tools from day one.

This hands-on role centers on consumer checkout and payment flows, working with Commercial, Operations, Design, Engineering and Data to deliver impactful improvements at scale.

Qualifications

• 3-5+ years of product management for consumer features
• Experience with consumer checkout or fintech products
• Ability to write clear specs and trade-offs
• Strong data analysis and metrics definition
• Bias for shipping and delivering value quickly

Responsibilities

• Define and shape the roadmap for consumer experiences across web and mobile
• Take features from zero to one through ideation, development, launch and growth
• Collaborate with Engineering to ensure robust technical delivery
• Partner with Design and UX to create seamless checkout experiences
• Run bold experiments on checkout and conversion flows and optimise accordingly
• Coordinate with Marketing, Legal, Financial Crime and Strategy to remove bottlenecks

Skills

Consumer product PM

Conversion optimization

Data analytics

Cross-functional leadership

Vision & roadmapping

Job description

Referment is building a fast-growing fintech focused on zero-fee payments for merchants, monetising via value-added services. The product team drives the consumer experience across web and mobile, shaping the roadmap with commercial and customer goals and coding AI-native tools from day one.

This hands-on role centers on consumer checkout and payment flows, working with Commercial, Operations, Design, Engineering and Data to deliver impactful improvements at scale.