Product Lead - E-Money & Savings

Ziglu; Greater London; On-site; GBP 60,000 - 100,000; Full time

Job summary

An innovative firm is seeking a Product Lead to spearhead the development of their e-money and crypto-spending propositions. This strategic role focuses on optimizing card-linked features and enhancing cross-currency capabilities, ensuring a seamless user experience. Join a forward-thinking team dedicated to empowering users in the digital economy, while driving compliance and commercial success. If you are passionate about financial technology and thrive in a dynamic environment, this is the perfect opportunity to make a significant impact.

Benefits

Private health insurance

Flexible working

Remote-first culture

Fee-free trading

Competitive salary and meaningful equity

Qualifications

• 5+ years in product management within fintech or payments.
• Experience with multi-currency and card-linked products.

Responsibilities

• Define product strategy for multi-currency accounts and payments.
• Enhance debit and virtual card offerings with crypto integration.
• Lead vendor strategy and manage partnerships.

Skills

Product Management

Vendor Management

Negotiation Skills

Regulatory Knowledge

Crypto Solutions

Multi-Currency Management

Communication Skills

Education

Bachelor's Degree

Master's Degree (Preferred)

Job description

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Ziglu exists to give people everywhere access to the digital economy – safely, securely, and without complexity.

We’re building a new kind of financial services platform: modern, customer-centric, and fully regulated. Our platform makes it easy to hold, exchange, and spend both traditional and digital currencies, with a seamless user experience and the highest standards of security and compliance.

The Role

We’re hiring a Product Lead to take ownership of our e-money, cards, and crypto-spending propositions – spanning multi-currency accounts, payments, card programmes, savings features, FX, and crypto payment integrations.

While much of the foundational work on cards has been delivered, the next phase will focus on optimising card-linked features , improving cross-currency and crypto spend capabilities , and positioning cards as a strategic access point for both traditional and digital assets .

This is a highly strategic role focused on building scalable, internationally relevant financial experiences while managing vendor ecosystems and ensuring strong commercial and regulatory alignment.

Product Scope

• Multi-currency accounts: Core infrastructure allowing customers to hold and manage balances in multiple currencies seamlessly
• Payments: Instant peer-to-peer payments, bill-sharing, international transfers, and crypto-fiat payments
• Cards: Ongoing evolution of debit/virtual card products, including crypto-spend features, currency conversion, and in-wallet controls
• Crypto spend: Future-proofing card and payment rails to enable crypto on/off-ramping, spending, and settlement pathways
• Savings: Launching country-specific cash savings products, initially in the UK with WealthKernel and expanding into the EU
• FX: Delivering simple, transparent, competitive foreign exchange experiences across all payment and account flows

Key Responsibilities

• Define and own the product strategy across multi-currency accounts, payments, card issuing, savings, FX, and crypto spend integrations
• Enhance and optimise Ziglu’s debit and virtual card offerings, driving seamless integration with fiat and crypto balances
• Explore and deliver crypto spend capabilities, including crypto-to-fiat conversion at point-of-sale and related cross-currency payment features
• Lead the vendor strategy: evaluate, negotiate, onboard, and manage best-in-class providers across cards, payments, savings, and crypto infrastructure
• Build and manage a lean, efficient vendor ecosystem internationally, minimising complexity while maximising strategic value
• Ensure global scalability of all products, adapting for UK, Europe, and wider international market requirements
• Work closely with Compliance and Legal to ensure all new and existing offerings are fully aligned with regulatory requirements (FCA, GFSC, PSD2, etc.)
• Track, report, and analyse key performance metrics, using data and insights to drive continuous improvement
• Partner with Growth and Marketing teams to ensure products are well-positioned and supported, without directly owning GTM responsibility
• Maintain rigorous documentation and delivery oversight across all product sets
• Represent Ziglu in vendor negotiations, ensuring strong commercial terms and maximising partnership goodwill

What We’re Looking For

• 5+ years in product management within fintech, payments, banking-as-a-service, or multi-market platforms
• Experience shipping and scaling multi-currency, payments, or card-linked products internationally
• Strong vendor management skills – able to build high-leverage partnerships with minimal internal complexity
• Commercially savvy negotiator with a track record of securing strong vendor terms and service outcomes
• Familiarity with crypto spending solutions, wallet-to-card functionality, or embedded payment platforms is a plus
• Highly structured thinker with strong delivery discipline and bias for action
• Deep appreciation of regulatory standards across the UK, EU, and international markets
• Excellent written and verbal communication skills; additional language skills a bonus
• Passionate about financial empowerment, crypto innovation, and building intuitive digital money experiences

Nice to Have

• Experience in multi-currency wallets, cross-border finance, or embedded FX
• Understanding of card issuing, instant payments, or savings APIs (e.g. WealthKernel, Raisin, etc.)
• Experience integrating BaaS providers and scaling international infrastructure
• Additional language skills and/or experience working across culturally diverse markets
• Competitive salary and meaningful equity
• Private health insurance
• Flexible working and remote-first culture
• Fee free trading

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Product Management and Marketing

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