Product Developer: Counterparty Credit Risk & Loans Stress

Citi; Belfast City District; Hybrid; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Hybrid work model

Professional development

Wellbeing resources

Job summary

Citi is seeking a Product Developer to join its Counterparty Credit Risk team in Belfast. You will bridge Technology and business stakeholders—Risk, the Desk, and Underwriters—focusing on Loans Stress Loss analysis and delivery to improve risk reporting and decision-making.

You will analyse exposures, investigate data issues, and work with teams to enhance systems around Loans Stress Loss, gathering requirements and coordinating testing.

Qualifications

• 3 to 5 years of experience in Technology Finance.
• Experience in Counterparty Credit Risk management is a plus.
• Proficiency with Tableau, Python and Excel for data exploration and reporting.

Responsibilities

• Analyse and validate total outstanding and unused committed credit exposure, along with Loans Stress Loss figures, to ensure accuracy and integrity of risk reporting.
• Identify the root causes of exposure movements and partner with underwriters, business teams, and the Portfolio Management Group to investigate and confirm findings.
• Investigate irregular or unexpected changes in exposure data, coordinating with relevant teams to diagnose and resolve issues spanning collateral, trade bookings, data quality, and model outputs.
• Partner with business and technology stakeholders to improve and enhance systems and processes related to Loans Stress Loss, including gathering requirements, producing business requirements documentation, and coordinating user acceptance testing.
• Identify and recommend solutions across data analytics, reporting, relationship management systems, trade workflows, and trade processing to improve operational effectiveness.
• Assess risk implications when business decisions are made, ensuring actions uphold Citi's standards, comply with applicable regulations, and are escalated transparently where required.

Skills

Technology Finance experience

Counterparty Credit Risk

Business analysis

Data quality troubleshooting

Stakeholder engagement

Risk measurement familiarity

Tools

Tableau

Python

Excel

Job description

Citi is seeking a Product Developer to join its Counterparty Credit Risk team in Belfast. You will bridge Technology and business stakeholders—Risk, the Desk, and Underwriters—focusing on Loans Stress Loss analysis and delivery to improve risk reporting and decision-making.

You will analyse exposures, investigate data issues, and work with teams to enhance systems around Loans Stress Loss, gathering requirements and coordinating testing.