Principal Product Designer- Payments

Teya; Greater London; On-site; GBP 90,000 - 140,000; Full time

Benefits offered by this job

Flexible working hours

GymPass access

Improved maternity and paternity leave

Cycle-to-Work Scheme

Health and Life Insurance

Pension Scheme

25 days Annual Leave

Office snacks

Comfortable office environment

Job summary

A payment and software service provider based in London is seeking a Principal Product Designer to shape the vision of payment products for small businesses. The ideal candidate will have over 8 years of experience in Product Design, expertise in complex environments like fintech, and a strong portfolio. This role involves defining product experiences and driving design quality while collaborating with a dedicated team. A flexible work environment, health support, and various perks are offered.

Qualifications

• 8+ years of experience in Product Design, with 3 years in fintech or payments.
• Experience designing payment systems from acceptance to reconciliation.
• Portfolio showcasing depth of thinking and craft.
• Able to balance strategy with hands-on execution and mentoring.

Responsibilities

• Define and drive the vision for Teya’s payment products.
• Own end-to-end product experiences, shaping ideas from concept to launch.
• Design intuitive and compliant payment flows.
• Leverage AI to create smarter, adaptive experiences that help merchants optimize payment acceptance and reduce operational complexity.
• Understand European customers and design solutions that make a genuine difference in how they run their businesses.
• Bring clarity to complex systems through strong structure, thoughtful design, and exceptional craft.
• Use research, data, and rapid prototyping to test, learn, and iterate with purpose.
• Help grow the design culture at Teya by raising the quality bar and mentoring others to do their best work.

Skills

Product Design

User Experience (UX)

User Interface (UI)

AI Technology Integration

Collaboration

Tools

Figma

Prototyping tools

Job description

Hello! We're Teya.

Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance.

At Teya we believe small, local businesses are the lifeblood of our communities.

We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street.

We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters.

We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us.

Become a part of our story.

We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Your Mission

As a Principal Product Designer on our Payments team, you’ll have both autonomy and real impact. You’ll work with a focused, experienced group to define how payments flow across our ecosystem—how merchants across Europe accept payments, reconcile transactions, manage payouts, and ensure security and compliance.

This is one of the most strategic product areas at Teya, and you’ll be one of the leading voices shaping its vision, design language, and customer experience—while helping grow a small, ambitious design team and the culture around it.

What you will do

• Define and drive the vision for Teya’s payment products, creating seamless ways for small businesses to accept and manage payments.

• Own end-to-end product experiences, working with product, engineering, and research to shape ideas from early concept to launch.

• Design intuitive, secure, and compliant payment flows that build trust and reduce friction for merchants and their customers.

• Leverage AI to create smarter, adaptive experiences that help merchants optimize payment acceptance and reduce operational complexity.

• Get to understand Teya’s customers across Europe and design solutions that make a genuine difference in how they run their businesses.

• Bring clarity to complex systems through strong structure, thoughtful design, and exceptional craft.

• Use research, data, and rapid prototyping to test, learn, and iterate with purpose.

• Help grow the design culture at Teya by raising the quality bar and mentoring others to do their best work.

Your Story

• You have 8+ years of experience in Product Design, with at least 3 years leading work in complex or regulated environments such as fintech or payments.

• You’re confident at designing for payment systems—from acceptance to settlement and reconciliation—bringing clarity to complexity.

• Your portfolio shows depth of thinking, refined UX and UI craft, and a strong sense of quality and detail.

• You move comfortably between strategy and execution, guiding vision while staying close to the craft.

• You thrive in fast-paced, collaborative environments, working closely with engineers, researchers, and stakeholders at all levels to ship great work.

• You’re curious about how emerging technologies, including AI, can make design more adaptive, predictive, and personal.

• You’re driven by real-world impact, care deeply about the people who use your products, and thrive in fast-changing, ambiguous environments.

The Perks

• Flexible working hours—we trust you to manage your time.

• Physical and mental health support through GymPass: free access to 1,500+ gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps.

• Extended and improved maternity and paternity leave choices for flexibility and support.

• Cycle-to-Work Scheme.

• Health and Life Insurance.

• Pension Scheme.

• 25 days of Annual Leave (+ Bank Holidays).

• Office snacks every day.

• Friendly, comfortable, and informal office environment in Central London.

Teya is proud to be an equal opportunity employer.

We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.

If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.