Pricing Analyst

Hyundai Capital UK Ltd; Reigate; Hybrid; GBP 34,000 - 40,000; Full time

Benefits offered by this job

Annual leave 27 days

Company pension

Private medical insurance

Benefits allowance £500

Death in service

Income protection

Discounted healthcare

Car scheme

Employee assistance program

Flexible working

Annual bonus eligibility

Job summary

Hyundai Capital UK Ltd (HCUK) invites a Pricing Analyst to join our Reigate head office on a hybrid basis. You will maintain pricing models, support pricing proposals, and analyse data to inform decisions across loan, lease, and wholesale products.

You will collaborate with Finance, Risk, Sales and partners, ensure MI reporting accuracy, stay abreast of market trends, and apply AI tools to improve quality and efficiency.

Qualifications

• Candidates should have strong financial analysis and data manipulation skills.
• Experience with MI/Reporting and pricing analytics is essential.
• Familiarity with SAS and MS Excel is highly desirable.

Responsibilities

• Maintain and update pricing models and MI reporting suites.
• Support pricing proposals and analyse data to inform pricing decisions.
• Collaborate with Finance, Risk, Sales and external partners on pricing activity.

Skills

Advanced Excel

Data analysis

Financial analytics

Stakeholder management

Problem solving

Attention to detail

Time management

Communication

Teamwork

Regulatory & compliance knowledge

Business acumen

Education

Bachelor's degree in Finance/Economics/Statistics

Accountancy qualifications study (ACA/CIMA/ACCA/AAT)

Tools

SAS

MI reporting tools

Job description

Hyundai Capital UK Ltd (HCUK) is a joint venture founded in 2012 between Santander Consumer UK and Hyundai Capital Services Korea. It operates under the Hyundai Finance, Kia Finance, and Genesis Finance brands, offering funding solutions to retailers and consumers in the automotive finance sector.

Job Purpose

The Pricing Analyst reports to the Head of Pricing and supports the development, implementation, and review of pricing policies, models, and processes. Key functions include maintaining and updating pricing models, supporting contract hire pricing, analysing data to inform pricing decisions, improving reporting, providing input on portfolio performance and contributing to wider business activities as needed.

• Manage and maintain dynamic pricing models.
• Validate and update key assumptions.
• Support the Head of Pricing in building pricing proposals.

2. Price Analysis

• Provide timely and accurate pricing information, ensuring profitable products and tactical initiatives are created, reviewed and maintained effectively.
• Understand how data inputs influence pricing
• Analyse and monitor product performance and elevate potential issues affecting future losses.

3. Technical Advice

• Stay informed on external factors influencing pricing such as economic conditions, automotive market trends, and regulations.
• Understand and explain pricing methodologies for products including loan, lease, and wholesale products, including tax considerations.
• Demonstrate awareness of the impact of pricing methodology changes on business profitability.

4. Reporting

• Maintain and improve pricing management information (MI) reporting suites under line management guidance.
• Identify and explain key movements in monthly reports to demonstrate data accuracy and financial understanding.

5. Stakeholder Engagement

• Build effective relationships with internal teams, manufacturer partners, joint venture partners, data providers, outsourced operational teams, and third-party suppliers.
• Collaborate with Finance, Risk, Sales, and other departments to support effective pricing activity and decisions.

6. Risk and Compliance

• Identify risks, incidents, and breaches in accordance with company policies and procedures.

7. Responsible Use of AI

• Confidently use approved AI tools to support role objectives.
• Ensure AI outputs are accurate, explainable, and compliant with company policies and data protection.
• Develop AI competency and identify opportunities to improve quality and efficiency through AI.

8. Other Duties

• Perform additional tasks as reasonably requested.
• Analytical Thinking: Ability to break down complex tasks into component parts and consider each part in detail. Able to grasp ideas quickly.
• Problem Solving: Ability to identify issues, assess available information and develop practical, evidence-based solutions.
• Recognising Patterns: Linking concepts and data for deeper insight into factors influencing pricing.
• Attention to Detail: Maintaining accuracy under pressure.
• Communication: Clear written and verbal communication, and able to engage effectively with diverse stakeholders.
• Teamwork: Collaborative working relationships.
• Time Management: Ability to effectively plan and prioritise workload independently and across multiple projects.
• Relevant pricing, risk, or financial analysis experience in financial services, preferably automotive or asset finance.
• Strong data analysis and manipulation skills.
• Advanced Microsoft Excel and Office skills.
• Experience with MI/reporting and technical knowledge.
• Broad understanding of financial services operations, automotive market dynamics, and residual value data management.
• Knowledge of financial services regulatory and compliance policies.
• Demonstrable finance experience or degree-level education in Business Administration, Economics, Statistics, Mathematics, or related fields.

Desirable but not essential:
Part-qualified or studying towards accountancy qualifications (ACA, CIMA, ACCA, AAT)
Knowledge of SAS.

• The role is hybrid, requiring a minimum of two days per week at the Reigate, Surrey head office.
• Starting salary range: approximately £33,750 to £40,000, dependent on experience / expertise.
• Eligibility for an annual bonus based on company and individual performance.
• 27 days annual leave plus public / bank holidays, with a flexible holiday scheme.
• Additional one day of annual leave after five years of continuous service.
• Company pension with generous employer contributions.
• Private medical insurance after one year of continuous service.
• £500 voluntary benefits allowance annually.
• Death in service and income protection benefits.
• Voluntary discounted healthcare benefits including dental and health assessments.
• Employee car scheme via salary deductions (available post probation).
• Employee assistance program.
• Inclusive leave and family-friendly policies.
• Flexible working opportunities.