Portfolio Solutions Underwriter

Aviva plc; Greater London; Hybrid; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Generous pension scheme

Private Medical Benefit

28 days holiday plus bank holidays

Employee share purchase & Save As You

Matching Share Plan

Cycle to work

Job summary

Aviva plc, a leading UK insurer, is hiring for Portfolio Solutions to combine underwriting expertise with data-driven insight. The role focuses on identifying profitable portfolio opportunities across commercial and specialty insurance, working with brokers and internal teams to shape propositions and support capacity deployment.

You will influence underwriting strategy while maintaining portfolio performance, contributing to growth and sustainable profitability.

Qualifications

• Strong commercial underwriting experience within commercial or specialty insurance.
• Ability to use data and analytical insight to assess opportunities and support decision-making.
• Excellent relationship-building with brokers and underwriting teams.

Responsibilities

• Identify and develop new portfolio underwriting opportunities through brokers and partners.
• Assess facilities, delegated authority arrangements and other portfolio solutions.
• Analyse underwriting, pricing and portfolio data to support risk selection and decisions.
• Structure commercially attractive solutions balancing growth and risk management.
• Build relationships across underwriting, pricing, actuarial and broker communities.
• Support development of innovative underwriting propositions and distribution models.
• Communicate insights clearly to technical and non-technical audiences.

Skills

Commercial underwriting

Data analytics

Stakeholder management

Portfolio underwriting

Digital underwriting

Job description

A bit about the job

Portfolio Solutions is a growing part of Aviva's Commercial business, focused on finding innovative ways to deliver profitable growth through portfolio underwriting, delegated authority and data-led underwriting solutions.

This role combines commercial underwriting expertise with analytical insight to identify, assess and deliver portfolio opportunities across commercial and specialty insurance. Working closely with brokers, underwriting teams and technical specialists, you'll help shape new propositions, support strategic capacity deployment and drive sustainable growth.

The role offers the opportunity to influence underwriting strategy while maintaining strong portfolio performance and discipline. Success will be measured through profitable business outcomes, trusted market relationships and the delivery of innovative underwriting solutions.

What you'll do

• Identify and develop new portfolio underwriting opportunities through brokers, distribution partners and internal stakeholders.
• Assess facilities, delegated authority arrangements and other portfolio solutions to support profitable growth.
• Analyse underwriting, pricing and portfolio data to support risk selection and business decisions.
• Structure commercially attractive solutions that balance growth, profitability and risk management.
• Build strong relationships across underwriting, pricing, actuarial and broker communities.
• Support the development of innovative underwriting propositions and emerging distribution models.
• Communicate insights and recommendations clearly to technical and non-technical audiences.
• Contribute to the ongoing growth and development of Aviva's Portfolio Solutions proposition.

Skills and experience we're looking for

• Strong commercial underwriting experience within commercial or specialty insurance, with the ability to identify and convert profitable growth opportunities.
• Good understanding of underwriting performance, pricing principles and portfolio profitability, supported by sound commercial judgement.
• Ability to use data and analytical insight to assess opportunities, support decision-making and influence underwriting outcomes.
• Strong relationship-building and stakeholder management skills, with the confidence to work effectively with brokers, underwriting teams and senior colleagues.
• Experience of portfolio underwriting, delegated authority, facilities or similar structured insurance solutions would be advantageous.

We'd also be interested in candidates with exposure to digital underwriting models, portfolio analytics or reinsurance structures, although these aren't essential.

What you'll get for this role:

• Competitive salary (depending on location, skills, experience, and qualifications)

• Bonus opportunity - (actual amount depends on your performance and Aviva's.)

• Generouspensionscheme e.g. if you put in 8%, Aviva adds 14%

• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days

• Aviva-funded Private Medical Benefit to help you get expert support when you need it

• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts

• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme

• Brilliantly supportive policies including parental and carer's leave

• Flexible benefits to suit you, including sustainability options such as cycle to work

• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others

• We take your wellbeing seriously with lots of support and tools

Aviva is for everyone:

We're inclusive and welcome everyone - we want applications from all backgrounds and experiences. Excited but not sure you don't, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working - spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.