Portfolio Solutions Lead (Underwriting)

The Actuary; Greater London; Hybrid; GBP 60,000 - 90,000; Full time

Job summary

The Actuary is representing a client in a high‑impact role to shape a portfolio‑led underwriting proposition in a dynamic construction insurance business. You will use data, pricing insight and performance analytics to drive smarter decision‑making and long‑term profitability.

You will evaluate delegated authority and portfolio structures, develop portfolio‑level underwriting strategies and monitor performance through KPIs to support forecasting, scenario analysis and governance.

Qualifications

• Experience in portfolio analytics and pricing insight.
• Strong understanding of delegated authority and reinsurance/treaty environments.
• Ability to develop portfolio-level underwriting strategies.

Responsibilities

• Evaluate and manage delegated authority and portfolio structures.
• Develop underwriting strategies at a portfolio level to drive growth and profitability.
• Use performance analyses to optimise risk, returns and growth across a diversified book.
• Build and refine portfolio frameworks with KPI monitoring for loss ratios and rate adequacy.
• Contribute to forecasting, scenario analysis and stress testing for governance and planning.
• Move closer to the commercial side of the business within construction insurance.

Job description

Our client is looking for someone to step into a high-impact role where you will help shape a portfolio-led underwriting proposition within a dynamic construction insurance business, using data, pricing insight and performance analytics to drive smarter decision‑making and long‑term profitability. You will be responsible for evaluating and managing delegated authority and portfolio structures, developing underwriting strategies at a portfolio level, and using detailed performance analysis to optimise growth, balance risk, and improve returns across a diversified book.

You will also play a key role in building and refining portfolio frameworks, monitoring performance through KPIs such as loss ratios and rate adequacy, and contributing to forecasting, scenario analysis and stress testing to support business planning and governance.

This opportunity is ideal for actuaries looking to move closer to the commercial side of the business, particularly those with experience in portfolio analytics, pricing, delegated authority, or reinsurance/treaty environments. Great option for those who want to move into underwriting.