Portfolio Manager (NPL), Associate Director

Gold Group Limited; City Of London; On-site; GBP 90,000 - 100,000; Full time

Job summary

A financial services company in London is seeking an experienced risk professional to oversee and optimize loan portfolio performance. The ideal candidate should have extensive experience in real estate financing, strong commercial acumen, and the ability to implement risk mitigation strategies. Responsibilities include monitoring risk profiles, conducting financial analyses, and preparing performance reports for management. This is a permanent full-time role with a competitive salary package.

Benefits

Bonus

Healthcare

Pension

Life Cover

Qualifications

• Extensive experience in real estate financing within the private equity sector.
• Strong commercial acumen and operational discipline.
• High ethical standards to ensure compliance.

Responsibilities

• Direct the loan portfolios, ensuring they align with the company's risk appetite.
• Monitor and evaluate the risk profile of the portfolio.
• Conduct in-depth financial analysis to assess the performance of loans.
• Prepare detailed reports on portfolio performance for senior management.
• Collaborate with senior management on strategies for portfolio growth.
• Mentor and support junior analysts on best practices in portfolio management.

Skills

Risk assessment

Financial analysis

Regulatory knowledge

Communication

Attention to detail

Job description

Overview

Location: London  Salary: £90000 - £100000 per annum + Bonus, Healthcare, Pension, Life Cover

Sector: Financial Services  Type: Permanent

Contact: Oliver Jones

Job Published: 1 day ago

To oversee and optimise the performance of the loan portfolio across the business, assessing the health of the portfolio and ensuring adherence with internal and regulatory standards. Analyze the risks of the portfolio ensuring they align with the company's risk appetite, investment strategy, and performance targets. Implement strategies to mitigate potential risks associated with borrower defaults. This position requires a seasoned risk professional with extensive experience in real estate financing, particularly within the private equity sector. Show strong commercial acumen and operational discipline in implementing and monitoring the function, with the focus of optimizing performance while managing risks and ensuring compliance within the lending business.

Responsibilities:

• Direct the loan portfolios, ensuring they align with the company's risk appetite, investment strategy, and performance targets.
• Monitor and evaluate the risk profile of the portfolio, implementing measures to mitigate potential risks associated with borrower defaults.
• Conduct in-depth financial analysis and modelling to assess the performance of loans and identify underperforming assets.
• Prepare detailed reports on portfolio performance, including metrics related to interest income, delinquencies, defaults, and recoveries, for presentation to senior management.
• Collaborate with senior management to develop strategies for portfolio growth, including potential new products or changes in lending criteria.
• Maintain relationships with key clients, partners, and stakeholders to ensure effective communication regarding portfolio performance and strategies.
• Mentor and support junior analysts or associates, providing guidance and training on portfolio management best practices.
• Participate in the credit review process, assessing new lending opportunities and recommending credit decisions based on risk evaluation.
• Collaboration: Work closely with underwriting, collections, and compliance teams to ensure a cohesive approach to managing the portfolio.
• Utilize portfolio management software and tools to analyse data and improve decision-making processes.
• Stay updated on industry trends, market conditions, and regulatory changes that could affect the portfolio's performance and risk exposure.
• Identify opportunities to enhance operational processes related to portfolio management, aiming to improve efficiency and effectiveness.
• Advocate for and help develop policies and procedures related to managing loans.
• Maintain communication with stakeholders, including clients and senior management, regarding status updates and portfolio performance.
• Attention to Detail: Crucial for identifying potential risk issues and credit risks.
• Regulatory Knowledge: In-depth understanding of regulations and other relevant financial laws.
• Communication: Effective communication skills to provide clear guidance and training.
• Ethics and Integrity: High ethical standards to ensure unbiased and fair compliance practices.

Disclaimer: All content reflects the information provided in the description and is presented for evaluation and refinement purposes only.