Portfolio Manager - Loans

Great British Energy Group; Leeds; Hybrid; GBP 51,000 - 60,000; Full time

Benefits offered by this job

Hybrid 50/50 working across national地点

Job summary

Homes England is recruiting a Manager - Portfolio Management Loans to lead the monitoring and development of a £3bn loan portfolio across multiple sites. You will manage credit submissions, reporting and client relationships to ensure delivery and value creation.

The role requires experience in real estate finance, risk management and deal execution, with hybrid working across national offices and a strong focus on governance and compliance.

Qualifications

• Degree-level qualification or equivalent experience.
• Proficient understanding of cashflow analysis and financial modelling.
• Understanding of deal execution documents (e.g. Shareholder Agreements, Loan Agreements).
• Experience in corporate finance, transaction services, or project finance.
• Experience in risk and client management of equity investments in real estate.
• Experience working with underperforming transactions.

Responsibilities

• Ensure delivery of housing starts, completions, and budgeted spend aligned with the Investments Business Plan and annual targets.
• Exercise delegated authority to review and approve credit submissions, payments, and legal documentation to maintain compliance and quality standards.
• Maintain oversight of portfolio performance and provide assurance through accurate data reporting and stewardship activities.
• Monitor and manage risk profiles across transactions, identifying early signs of deterioration and implementing corrective actions in collaboration with Risk and Distressed Investments.
• Analyse portfolio metrics and performance data to produce high-quality reports and recommendations.
• Contribute to policy and process reviews, recommending and implementing improvements to enhance efficiency and compliance.
• Build strong relationships with clients and professional advisers to achieve collaborative and commercially sound outcomes.

Skills

Cashflow analysis

Financial modelling

Deal execution documents

Corporate finance

Risk management

Real estate investments

Education

Degree-level qualification or equivalent experience

Job description

Manager - Portfolio Management LoansHomes England | National Housing Bank£ 51,076 - £59,570| Location: Hybrid 50/50 Our new Headquarters are in Leeds but colleagues can be based in any of our offices (Leeds, Newcastle, Manchester, Liverpool, Birmingham, Bristol, Northstowe)Homes England has launched the National Housing Bank, a government-backed investment platform to accelerate housing delivery across England.With £16bn in capital, it will unlock private investment, support regeneration and accelerate housing delivery across the UK. Joining now offers a rare opportunity to shape a major new national investment platform from the ground up.The role holder manages a portfolio of debt investment transactions and partner relationships for successful outcomes i.e. delivery, value, return/recovery and growth. Investments include a variety of funding structures and solutions across a range of asset class sub sectors.The role holder provides strong stewardship through effective client management, which includes managing and mitigating risks, regular monitoring, reporting and assurance.The role consistently demonstrates and embeds the values and behaviours in daily work, contributing to a positive and inclusive culture.Job FunctionReal Estate Loans Portfolio Mgmt. : We manage loan investment delivery after contracting. There are 25+ portfolio holding roles, currently responsible for managing £3bn of funding over 175+ building sites across our funding programmes. We monitor performance, identifying and managing emerging risks, funding levels and ongoing support and growth opportunities (partner / portfolio). We undertake risk assessments covering delivery, credit, and reputational risk across our portfolio of loans. We complete transaction variations and restructures and are responsible for creating and maintaining positive client relationships. We deal with the day-to-day monitoring of portfolio schemes, including site visits, review of Independent Monitoring Surveyor reports, monthly loan drawdowns or recycling requests, and ensuring the maintenance of internal records.The opportunityResponsibilities include:• Ensure delivery of housing starts, completions, and budgeted spend aligned with the Investments Business Plan and annual targets.• Exercise delegated authority to review and approve credit submissions, payments, and legal documentation to maintain compliance and quality standards.• Maintain oversight of portfolio performance and provide assurance through accurate data reporting and stewardship activities.• Monitor and manage risk profiles across transactions, identifying early signs of deterioration and implementing corrective actions in collaboration with Risk and Distressed Investments.• Analyse portfolio metrics and performance data to produce high-quality reports and recommendations.• Contribute to policy and process reviews, recommending and implementing improvements to enhance efficiency and compliance.• Build strong relationships with clients and professional advisers to achieve collaborative and commercially sound outcomes.• Ensure Agency compliance with terms of transaction agreements and monitor client obligations, including drawdowns, payments, and reporting requirements.• Communicate effectively with internal and external stakeholders, delivering clear, timely, and accurate reports and presentations.• Collaborate across teams to share best practice and support organisational objectives.Candidate profile• Degree-level qualification or equivalent experience (e.g. Banker, Accountant, Surveyor, Lawyer).• Proficient understanding of cashflow analysis and financial modelling.• Understanding of deal execution documents (e.g. Shareholder Agreements, Loan Agreements).• Experience in corporate finance, transaction services, or project finance.• Experience in risk and client management of equity investments in real estate.• Experience working with underperforming transactions.Why join?• Help build a new national investment institution• Work on complex housing and regeneration transactions• Deploy £16bn of government-backed capital• Hybrid 50/50 working across multiple national locations• Defined benefit pension and strong public-sector benefitsContact point for applicantsName : Rebecca NolanEmail : rebecca.nolan[1] @weareams.comRecruitment teamEmail : [2] [e-mail] date: 14th September 2026Right to Work in the UK is required.ReferencesVisible links1. mailto: [e-mail]2. mailto: [e-mail]