Portfolio Manager (Development Finance) Shawbrook Risk & Operations, Commercial Manchester, GB ...

Shawbrook Bank; Manchester; On-site; GBP 100,000 - 125,000; Full time

Job summary

A modern financial institution in Manchester is seeking an experienced Portfolio Manager to oversee a portfolio of development finance loans. The role involves managing loan activities, ensuring compliance with internal policies, and maintaining strong client relationships. Ideal candidates will have proven experience in development finance and strong interpersonal skills. This position offers substantial benefits focused on wellbeing, work-life balance, and employee contributions.

Benefits

Market leading family friendly policies

Free access to digital health apps

Employee Assistance Programme

Cycle to work scheme

Discounts on gym membership

Contributory pension scheme

Qualifications

• Proven experience managing a comprehensive portfolio of development finance loans.
• Good understanding of credit risk.
• Competent in loan restructuring and modelling.

Responsibilities

• Manage loan portfolio activities and monitor trends.
• Ensure compliance with policies and escalate risks.
• Maintain client relationships and facilitate regular communication.

Skills

Portfolio Management

Credit Risk Assessment

Interpersonal Skills

Negotiation Skills

Education

Experience in Development Finance

Job description

Overview

The Portfolio Manager (Development Finance) plays a crucial role in overseeing a portfolio of development projects, managing credit risk, and ensuring the effective ongoing administration of loans. The role requires adherence to operational procedures and company values, promoting integrity and consistency in all activities.

Responsibilities

• Portfolio Management
  • Manage the in-life activities of a loan portfolio (Annual Reviews, drawdowns, restructures, site visits, Early Warning Indicators (EWIs), MI/covenants and expiry dates etc.)
  • Proactively engage with Credit and provide relevant updates in line with internal procedures.
  • Collaborate with Construction Risk and NPL teams on underperforming loans.
  • Work collaboratively with colleagues to drive efficiencies and raise standards across the team.
  • Monitor portfolio trends and market conditions (horizon scanning).
• Risk & Compliance
  • Ensure adherence to internal policies and procedures.
  • Stay alert to potential risks and escalate with the appropriate stakeholders. Examples include loan deterioration, customer financial stress, internal training requirements, software issues etc.
  • Adopt a forward-looking approach to risk management to ensure risks are identified and escalated early in their life cycle.
• Client & Stakeholder Engagement
  • Maintain strong relationships with customers through regular communication/site visits. Focus on customer retention and experience.
  • Effectively manage risk through strong client communication and close collaboration with internal teams.

The Person

• Proven experience of managing a comprehensive portfolio of development finance loans.
• Good understanding of credit risk.
• Competent in collating key information and submitting relevant documentation in support of loan restructures including loan modelling.
• Strong interpersonal and negotiation skills.
• Able to commit to regular client site visits and hold a valid driving licence.

The Opportunity

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you\'re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you\'re our kind of person.

Work with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

Reward

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It\'s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you\'re enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We\'re focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done