Portfolio Claims Handler

Hiscox SA; York and North Yorkshire; Hybrid; GBP 30,000 - 38,000; Full time

Benefits offered by this job

Hybrid working

Office in York or Colchester

Job summary

Hiscox UK is seeking to enhance its claims team with a service-oriented professional to help deliver a superior claims experience. You will apply a rules-based approach to predominantly third party property damage liability claims and liaise with brokers and customers.

The role includes reviewing policy coverage, negotiating and settling claims, and contributing to the ongoing improvement of our claims proposition. A strong customer focus and flexible hybrid working pattern are essential.

Qualifications

• Strong customer service background with focus on outcomes.
• Experience in claims or insurance environment.
• Hybrid working and office presence 1–3 days per week.
• Excellent communication and time management skills.
• Willingness to study for CII qualifications.

Responsibilities

• Apply a rules-based approach to handle a claims portfolio, primarily third-party property damage liability.
• Review and confirm policy coverage positions.
• Validate, negotiate and settle claims with focus on good customer outcomes.
• Ensure data is recorded clearly and consistently per process.
• Provide feedback to internal and external stakeholders and meet SLAs.
• Promote continuous improvement of the claims service and identify opportunities.

Skills

Team player

Customer centric

Calm under pressure

Time management

Results driven

Outstanding communication

Hybrid working

Copilot knowledge

CII qualifications interest

Tools

Copilot

Job description

**Build a brilliant future with Hiscox**Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique but united by our ability to provide specialist insurance tailored to their needs.**The role**You will be a part of delivering a superior claims service to Hiscox customers and brokers, liaising with key stakeholders, internally and externally. We are looking for candidates who are interested in helping us achieve this and play a crucial role in developing a rules-based claims solution for non-complex liability claims. We will consider candidates with or without claims experience, as well as those working in other areas of insurance. This role is ideal for individuals with a strong customer service background, looking to start a career within claims or broaden their existing experience. You will be a service orientated individual focussed on good customer outcomes and who strives to provide a level of customer service others in the market revere whilst shaping our claims proposition for the future. We encourage people to look for the best way to do things and suggest improvements. The Claims team and its leaders are invested in both personal and technical development, are trusting, straight-talking and uncompromising when it comes to customer service. **What you’ll be doing:*** Applying a rules-based approach to handle a claims portfolio of predominantly third party property damage liability claims.* Reviewing and confirming Hiscox’s policy coverage position.* Validating, negotiating and settling claims fairly and proactively with emphasis on good customer outcomes.* Ensuring information is recorded in a clear consistent manner and in accordance with the defined process.* Providing consistent feedback to internal and external stakeholders.* Meet pre-defined SLAs/targets.* Working independently and demonstrating initiative in your claims handling approach; understand that each customer is different and adapting your style whilst still applying the rules based approach.* Promoting and delivering a continuous improvement culture to provide a superior customer experience, assisting in the continuous improvement of our claims service by identifying areas of opportunity, fraud identification and helping create innovative solutions.**Our must-haves:*** Team player, able to collaborate when volumes are high without compromising service.* Customer centric; understands what exceptional customer service is and wants to deliver it.* Calm and works well under pressure.* Ability to evidence organisational and time management skills.* Results driven, with the energy and determination to succeed in an environment where the pace and quality of response is critical to success.* Outstanding communication skills – face-to-face, written and telephone including excellent listening skills* Hybrid working style - agreed working days in the office with additional days for training and team meetings as required.* Proficient with technology with a working knowledge of Copilot an advantage.* An interest in studying the CII qualifications. **Diversity and Hybrid working** At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We have also learned over the past few years that working life doesn’t always have to be in the office and for most roles we have a hybrid working pattern to encourage a healthy work life balance.We anticipate the successful candidate for this role will be in the office between 1-3 days a week in either our York or Colchester offices. This hybrid working model is set by the team rather than the business to enable you to manage your own personal work-life balance. We see it as the best of both worlds; structure and sociability on one hand, and independence and flexibility on the other.*Work with amazing people and be part of a unique culture*### Why work here?If you want to help build a brilliant future; work with amazing people; be part of a unique company culture; and, of course, enjoy great employee benefits that take care of your mental and physical wellbeing, come and join us.