Portfolio Analyst – Asset Based Lending – Sussex

Business Money Promotions Ltd; United Kingdom; On-site; GBP 35,000 - 50,000; Full time

Job summary

A UK leading provider of Asset Based Lending seeks a Portfolio Analyst in the South East. This role involves rigorous financial analysis, reporting, and risk assessment to support the Portfolio Management Team. Candidates should have accounting experience and strong analytical skills, with an understanding of asset-based lending.

Benefits

Market-leading salary

Excellent benefits

Qualifications

• 2-3 years relevant accounting experience; qualified accountant preferred.
• Strong financial analysis and modeling skills.
• Excellent report writing and communication skills.

Responsibilities

• Analyze accounts, forecasts, and update financial models.
• Prepare accurate financial reports and analysis.
• Identify financial risks and suggest mitigation strategies.

Skills

Financial Analysis

Modelling

Report Writing

Communication

Education

Qualified Accountant

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Job description

Our client, one of the UK's leading providers of Asset Based Lending, is seeking a Portfolio Analyst to join their team in the South East. The role involves supporting the Portfolio Management Team with regulatory risk, rating, and profitability analysis of the client portfolio.

Key Responsibilities:

• Analyze audited and management accounts, forecasts, and update financial models. Review covenant compliance.
• Calculate leverage (LL), higher risk (HRCI), economic profit (EP), and prepare information for enterprise valuations (EV) using the latest tools and formulas.
• Prepare timely and accurate reports reviewing financial statements and management accounts, including Profit & Loss, Balance Sheet, and Cash Flow, with comparisons and explanations.
• Identify key financial risks, suggest mitigation strategies, and complete repayment analysis as needed.
• Maintain records for reporting compliance.
• Review periodic financial statements and risk rating scorecards.
• Assist with client credit applications, modifications, and quarterly portfolio reviews.

Key Requirements:

• 2-3 years of relevant accounting experience; fully qualified accountant preferred.
• Strong financial analysis and modelling skills, with the ability to interpret financial statements and communicate findings clearly.
• Excellent report writing skills.
• Proficient in Microsoft Word and Excel; PowerPoint is a plus.
• Ability to consider multiple viewpoints and communicate balanced assessments.
• Proven ability to meet deadlines and prioritize tasks.
• Understanding of asset-based lending and associated risks.

The successful candidate will receive a market-leading salary plus excellent benefits.

For more information, contact us at 01625 522 774 or email [e-mail].