Paraplanner

The Progeny Group Limited; City of Edinburgh; On-site; GBP 32,000 - 46,000; Full time

Job summary

The Progeny Group Limited is seeking a Paraplanner to support the paraplanning team, Client Executives and Financial Planners in delivering bespoke financial planning solutions. You will produce compliant letters and detailed reports, while aligning recommendations with client goals and risk tolerance.

You will contribute to client review meetings, build strong rapport, and continually develop technical knowledge to uphold high standards of service and regulatory compliance.

Qualifications

• 2+ years paraplanning experience, holding a Certificate in Financial Services and a minimum of RO2-RO6 qualifications.
• Strong technical knowledge of financial products, FCA principles and regulatory standards.
• Highly analytical with keen attention to detail and evidence-based recommendations.
• Proficient in Microsoft Office, especially Word and Excel; good knowledge of provider platforms.
• Organised, proactive, able to manage workload and meet KPIs/SLAs.
• Excellent written and verbal communication; able to produce clear client documentation.
• Collaborative team player working with Financial Planners, Client Executives and Paraplanning colleagues.
• Committed to CPD and sharing knowledge to drive team improvement.

Responsibilities

• Research and analysis to identify suitable solutions; present cashflow modelling scenarios.
• Prepare suitability letters and reports for annual reviews and new business; prepare tax calculations and plans.
• Liaise with providers to obtain information about investments.
• Determine client objectives and risk preferences for aligned financial plans.
• Prepare client files for review meetings and maintain compliance throughout the advice journey.
• Follow FCA rules and regulatory standards in all activities.
• Share expertise with Senior Client Executives and assist with complex client matters; conduct peer reviews.
• Maintain ongoing professional development to keep product and technical knowledge up to date.

Skills

Paraplanning experience

Technical financial knowledge

Analytical thinking

Regulatory knowledge FCA

MS Word / Excel

Client reporting

Education

Certificate in Financial Services

RO2-RO6 qualifications

Tools

Microsoft Office (Word, Excel)

Provider platforms

Job description

About the role

The Paraplanner is an integral member of the Paraplanning in delivering outstanding client experience. Working closely with the Paraplanning team, Client Executives, and Financial Planners , you will be key to making a meaningful impact on our clients’ financial futures by assisting in the delivery of bespoke financial planning solutions.

In this role, you will be required to produce compliant, high quality, detailed suitability letters and reports. You will propose and implement recommendations, collaborating with Financial Planners to clarify goals and objectives to ensure plans are aligned with the aspirations of the client.

Possessing a client-focused mindset, you will embrace the opportunity to support client review meetings where appropriate. You will develop good rapport with clients in meetings and through other forms of communication, supporting and enhancing the overall client experience.

Key responsibilities will include:

• Research and analysis : conduct in-depth research and analysis to identify suitable solutions . P erform and present cashflow modelling scenarios to clients as required .
• Technical work : prepare suitability letters and reports for annual reviews and new business, prepare tax calculations and financial plans for clients.
• Liaising w ith providers : speak to external companies to obtain information about existing and potential investments.
• Client requirements : determine client objectives and priorities, together with understanding client attitudes to risk and capacity for loss.
• Managing documentation : prepar e client files for review meetings and maintain these compliantly throughout the client advice journey .
• Compliance and regulation : Working with honesty and integrity, you will be disciplined in following the principles and rules of the FCA, demonstrating adherence to relevant regulations, rules and procedures that apply to your role and conduct of the business.
• Supporting the team: share expertise and best practice with Senior Client Executives and assist
  them with complex client matters . Carry out peer reviews.
• Technical knowledge: dedicate time to meet continuous professional development requirements and maintain ing
  your product and technical knowledge .

Our ideal person

• 2+ years' paraplanning experience , holding a Certificate in Financial Services and a minimum of two RO qualifications (RO2-RO6).
• Strong technical knowledge of financial products, FCA principles and regulatory standards, with the ability to produce detailed, accurate and compliant client reports.
• Highly analytical, with a keen eye for detail and the ability to deliver evidence-based recommendations and high-quality work.
• Proficient in Microsoft Office, particularly Word and Excel, with a good working knowledge of provider platforms.
• Organised and proactive, able to manage workload effectively, maintain accurate records and consistently meet KPIs and SLAs.
• Excellent written and verbal communication skills, with the ability to produce clear client documentation and build strong working relationships.
• A collaborative team player who enjoys working closely with Financial Planners, Client Executives and Paraplanning colleagues to deliver an exceptional client experience.
• Committed to continuous professional development, sharing knowledge, coaching others and contributing to ongoing improvement across the team .

Desirable criteria

Holding or working towards a Diploma in Financial Planning is advantageous.

Development opportunities

• Different career paths and growth opportunities available either within the Paraplanning, the Strategic Operations team or by joining the academy to accelerate your career towards becoming a Financial Planner
• Opportunities to further develop technical expertise and application
• Receive coaching and development as part of your role
• Work towards your Diploma or Advanced Diploma in Financial Planning, with professional study support available to help you achieve your goals
• Work with diverse and passionate colleagues, sharing and learning knowledge