Operations Associate

Bondsmith; Greater London; On-site; GBP 30,000 - 42,000; Full time

Job summary

Bondsmith, a London-based fintech, is seeking an Operations Associate to help manage savings platform operations across partner banks and products, ensuring smooth day-to-day processing and compliance.

You will handle data entry with meticulous attention, support reporting, and collaborate with Compliance, Engineering, and other teams to improve workflows while maintaining risk controls.

Qualifications

• Strong attention to detail and high accuracy in data entry and record-keeping.
• Excellent communication and cross-functional collaboration with clients.
• Desirable: Prior experience in operations, payments, or back-office functions within a regulated financial services or fintech environment.
• Desirable: Good understanding of how payments, reconciliations, and client money safeguarding work.
• Desirable: Familiarity with regulatory frameworks, including FCA e-money and CASS rules.
• Desirable: Proficiency in tools like Excel, Jira; experience with SQL or other data tools.

Responsibilities

• Manage core operational processes, including order processing, payment flows, reconciliations, operational queries and account maintenance.
• Manage order and payment processing for deposits, withdrawals, and account transfers—ensuring accuracy, timeliness, and regulatory compliance
• Assisting with internal and external reporting, including regulatory reports, management information, and operational performance tracking
• Collaborating with Compliance, Engineering and other teams to resolve issues and continuously improve our operational workflows.
• Assisting with onboarding of partner banks and new financial products.
• Assisting with the management of queries from our partner banks and distributors, and ensuring queries are answered promptly and efficiently
• Continuously identifying opportunities to streamline and automate operational workflows and supporting the implementation and optimisation of operational systems, tools, and automation, whilst maintaining control and oversight standards
• Maintaining accurate records and contributing to audits and internal reviews.
• Identifying, escalating and remediating operational risks or incidents in a timely manner

Skills

Attention to detail

Communication skills

Payments experience

Regulatory knowledge

Excel

Jira

SQL

Tools

Excel

Jira

SQL

Job description

Bondsmith is a fast growing digital cash savings platform focused on helping customers make the most of their money by offering access to a wide range of savings products.

We work with financial institutions like wealth managers, fintechs, banks, and advisors, providing them with tools to get better returns on cash, engage more effectively with clients, and simplify their operations. Our goal is to help savers get the most out of their cash.

At Bondsmith, our core values are rapid and continuous improvement, delivering good customer outcomes, and taking end to end ownership. Our team is made up of experienced professionals who are passionate about delivering excellent service and finding new ways to solve challenges in financial services. Joining us means working in a fast-paced environment where you will be making an impact on the financial lives of thousands of savers.

We’re regulated by the Financial Conduct Authority in the UK.

About Bondsmith

Bondsmith is a London-based fintech providing savings and cash management solutions. We partner with banks, wealth managers, and fintechs to help individuals, businesses, and charities earn more on their cash. Our platform powers savings products for some of the best-known names in UK fintech and wealth management. We are FCA-authorised, backed by leading investors, and growing fast.

We're a small, friendly team where finance sits close to the heart of the business. This role offers genuine flexibility and autonomy.

The Role

We’re looking for a proactive and detail-oriented Operations Associate to join our growingteam at Bondsmith. Our platform helps customers manage their savings across a range of partner banks and financial products. As part of a mission-driven, fast-paced fintechenvironment, you'll play a key role in ensuring smooth day-to-day operations whilesupporting compliance, efficiency, and customer satisfaction.

What you’ll be doing:

• Managing and executing core operational processes, including order processing,payment flows, reconciliations, operational queries and account maintenance.
• Managing order and payment processing for deposits, withdrawals, and accounttransfers—ensuring accuracy, timeliness, and regulatory compliance
• Assisting with internal and external reporting, including regulatory reports,management information, and operational performance tracking
• Collaborating with Compliance, Engineering and other teams to resolve issues andcontinuously improve our operational workflows.
• Assisting with onboarding of partner banks and new financial products.
• Assisting with the management of queries from our partner banks and distributors,and ensuring queries are answered promptly and efficiently
• Continuously identifying opportunities to streamline and automate operational workflows and supporting the implementation and optimisation of operational systems, tools, and automation, whilst maintaining control and oversight standards
• Maintaining accurate records and contributing to audits and internal reviews.
• Identifying, escalating and remediating operational risks or incidents in a timelymanner.

Requirements:

• Strong attention to detail and high accuracy in data entry and record-keeping.
• Excellent communication skills and the ability to work cross-functionally and withClients.
• Desirable: Prior experience in operations, payments, or back-office functions within a regulated financial services or fintech environment.
• Desirable: Good understanding of how payments, reconciliations, and client money safeguarding work
• Desirable: Familiarity with regulatory frameworks, including FCA e-money and CASS rules.
• Desirable: Proficiency in tools like Excel, Jira; experience with SQL or other data tools.

Ideal type of person:

• You’re curious, organised, love solving problems and technology — especially whenit comes to improving processes.
• You’re comfortable working in a regulated environment and understand theimportance of doing things the right way, not just the fast way.
• You take ownership and pride in your work, even when it’s behind the scenes.
• You’re adaptable and thrive in a fast-changing, startup-like atmosphere.
• You enjoy learning and are always looking to expand your understanding of howthings work.