New Business Commercial Underwriter

IPS Group Limited; Birmingham; Remote; GBP 42,000 - 50,000; Full time

Job summary

A leading underwriting firm is seeking a New Business Underwriter for Commercial Lines, offering flexible remote working aligned with Birmingham, Leeds, or Manchester offices. The role focuses on managing new business risks, requires strong commercial underwriting experience, and provides competitive salary and bonus. This position suits proactive, self-motivated individuals who thrive in a collaborative environment.

Benefits

Competitive salary

Sales bonus

Comprehensive benefits package

Qualifications

• Experience in underwriting within the commercial lines.
• Ability to handle risks manually without automation.
• Confident in managing higher value risks.

Responsibilities

• Work on new business cases across various sectors.
• Quoting, converting, and underwriting risks manually.
• Maintain good broker relationships while primarily desk-based.

Skills

Commercial combined experience

Proactive and self-motivated

Strong communication skills

Job description

New Business Underwriter - Commercial Lines (Specialist Sector)

Location: Remote - Flexible to either the Birmingham, Leeds or Manchester office

Salary: Up to £50,000 + Sales Bonus

Are you an underwriter who thrives in a new business environment and enjoys working across meaningful sectors? If so, this could be a standout next step.

You’ll be joining a well-established, close-knit team of eight underwriters spread across the UK. Despite being based remotely, the team is tightly connected and supported by an experienced leader who values autonomy, expertise, and a shared sense of purpose. The focus here is 100% new business, with underwriters each working towards an individual annual new business income target.

What sets this role apart is the balance it offers: you're aligned to a regional office (Birmingham, Leeds, or Manchester), but the set-up is flexible and working remotely most of the time is absolutely fine. The environment suits someone proactive, self-motivated, and confident handling commercial combined or specialist-sector cases independently.

Referrals are driven by an external sales team, which means you’ll be working reactively to enquiries, quoting, converting, and underwriting risks manually (no e-trade or automation). Typical premiums sit in the £10k–£15k range however will deal with higher value risks.

Within the team, there’s a healthy mix of experience including several senior underwriters, creating a supportive and collaborative culture. The business understands the value of technical skill and broker relationships, and while occasional broker meetings are encouraged, this is more of a desk-based technical underwriting role. Whether you bring direct experience in a specific sector, or you're a strong commercial underwriter with solid combined/P&C exposure, this could be a rewarding opportunity to sharpen your expertise in a stable, respected environment with a positive team dynamic.

In return, you’ll receive a competitive salary, a bonus scheme and a comprehensive benefits package.