Mortgage Underwriters x 3 - BTL

Coast Specialist Recruitment; London; On-site; GBP 40,000 - 70,000; Full time

Job summary

An established industry player is seeking motivated underwriters to join their dynamic team in the heart of London. This role offers the opportunity to manage a pipeline of regulated BTL mortgage loan cases, ensuring quality lending decisions while providing exceptional customer service. The company prides itself on a supportive work environment and is committed to professional development. If you are passionate about mortgage underwriting and eager to contribute to a proactive management team, this position offers a competitive salary and benefits package in a thriving office setting.

Qualifications

• Experience in mortgage underwriting, ideally with BTL products.
• Strong communication skills and a customer-centric approach.

Responsibilities

• Manage a pipeline of regulated BTL mortgage loan cases effectively.
• Underwrite loan applications and maintain high communication levels.

Skills

Mortgage Underwriting

Customer Service

Regulatory Compliance

Communication Skills

Problem Solving

Job description

Two excellent roles with a lender, who has gained a reputation for "a family feel within the office" and a high level of success. Due to a recent influx of quality business and a proactive new management team, they are keen to hire additional underwriters to work in their smart City-based offices.

The Role:

1. Key Responsibilities:
2. Manage a pipeline of regulated BTL mortgage loan cases and prioritize accordingly.
3. Underwrite loan applications within the company's lending criteria by making quality lending decisions.
4. Be vigilant when working on cases and refer where necessary to the appropriate person.
5. Maintain high levels of communication with interested parties including brokers, applicants, surveyors, and solicitors.
6. Provide excellent customer service internally and externally.
7. Collaborate closely with other departments such as sales, compliance, finance, and collections.
8. Think proactively and suggest solutions to potential problems, ensuring no additional risk to the company.
9. Oversee loans post-completion and follow up on offer conditions before handing the loan to collections.
10. Stay updated with current best practices and regulatory requirements.
11. Represent the company at events as required.
12. Experience in mortgage underwriting, ideally BTL products.

The role is fully office-based and offers a competitive salary and benefits package.