Mortgage Underwriter - Maidenhead, SL63QQ

Jooble; Maidenhead; Remote; GBP 38,000 - 40,000; Full time

Job summary

Kensington Mortgages is looking for an experienced Mortgage Underwriter to join their team in Maidenhead. This role offers the opportunity to work in a fully remote environment and requires a thorough understanding of the mortgage intermediary market. The ideal candidate will have a strong commitment to responsible lending and possess a CeMAP qualification.

Qualifications

• Minimum 3 years in Prime and Specialist lending.
• Experience with underwriting and decision-making.
• Knowledge of FCA regulations.

Responsibilities

• Underwrite and approve Residential and Buy to Let mortgage applications.
• Build and maintain relationships with brokers.
• Ensure compliance with lending policies and TCF principles.

Skills

Communication

Analytical Skills

Integrity

Education

CeMAP qualified

Job description

1 day ago Be among the first 25 applicants

PLEASE NOTE: We are promoting this job opportunity as provided by a third party, the employer. In case of your interest in this job opportunity and for more details please click on "Apply" button below, which will take you to the employer's website

Mortgage Underwriter - Maidenhead, SL63QQ** We\\\'re Hiring: Mortgage Underwriter **Location: Fully Remote (Including all training)Type: Full Time, permanent Reports to: Underwriting Team ManagerSalary - £38,500, and once mandated salary will be uplifted to £40,000Start Date - 08th September 2025 We\\\'re currently looking for experienced and motivated Underwriters to join our Lending Operations team. This role is a fantastic opportunity to deepen your impact at Kensington, working at the heart of our underwriting function and supporting our vision of delivering responsible and specialist lending with integrity. About UsAt Kensington Mortgages, we\\\'ve been leading the way in providing specialist mortgage solutions for over 25 years. We\\\'re dedicated to offering people a chance to secure a mortgage, especially when high street lenders say no. Our approach is all about understanding the unique circumstances of our customers - It is what we call the `Kensington Difference. As a wholly owned subsidiary of Barclays Bank UK PLC we are proud to operate with the highest standards of service and integrity, fully authorised by the Financial Conduct Authority Overall Purpose of JobAs an Underwriter, you will assess and approve Residential and Buy-to-Let mortgage applications, ensuring they meet our lending policy, TCF principles, and FCA standards. You\\\'ll play a key role in risk-based decision making, maintaining high-quality underwriting standards and excellent broker communication.Key AccountabilitiesUnderwrite and approve Residential and Buy to Let mortgage applications in accordance with the lending policy and within authorised mandate whilst adhering to all quality and service measures.Recommend any cases outside mandate to the management team and ensure all cases hold a robust documented rationale for the lending decision.Build and maintain strong working relationships with brokers, providing timely updates and clear communications throughout.Support Operations in ongoing User Acceptance Testing (UAT) phases .Ensure all actions and communications are in line with Treating Customers Fairly (TCF) and responsible lending principlesWork in partnership with the completions team to drive productivity through efficient and cohesive operationsUphold the company\\\'s Code of Business Ethics and fulfil responsibilities related to the prevention of financial crime, including money laundering, and fraud detection/reporting Stay informed of changes to HR policies, external regulations, lending criteria and underwriting standards to support responsible lending decisionsMeet Service level agreements (SLA)Ensure that all complaints are handled in line with the Complaints Handling Procedures. Identify improvements to performance and the process, working with managers and other areas of the business.Undertake adhoc project work as directed by Underwriting Technical Manager or Head of Lending. Flexibility to assist the wider business as and when required Experience, Knowledge, SkillsExperience in Prime and Specialist lending as an Underwriter holding a mandate of £200k minimum for a minimum of 3 years.Excellent communication skills with the confidence to engage effectively with brokers on application discussionsCommitted to acting with integrity and aligned with the principles of treating customers fairly.In-depth knowledge of the mortgage intermediary market and familiarity with relevant FCA permissionsStrong awareness of organised fraud and the systems and controls in place to mitigate such risksA proactive, hardworking and adaptable individual who can work independently while contributing positively as part of a team Demonstrate a full understanding of responsible lending and regulatory knowledge applicable to the role. Able to prioritise effectively to manage multiple underwriting functions Desirable Experience, Knowledge, SkillsExperience with Niche Buy to Let Lending, including HMOs, Light refurbishment and Multi Unit properties.Understanding of Second Charge lendingCeMAP qualified Why Join Kensington MortgagesAt Kensington Mortgages, we believe our employees are the heart of our success. We are committed to creating a supportive and flexible work environment that values personal growth, professional development and a healthy work-life balanceOur inclusive culture respects and celebrates diversity in all its forms, ensuring that everyone feels welcome, valued and understood. We recognise and appreciate differences in thinking, learning styles, gender, race, identity, ethnic origins and sexual expression.We are an inclusive, neurodiversity-friendly employer committed to creating a supportive environment where all employees can thrive Ready to make a difference?If you\\\'re passionate about providing an exceptional service and want to join a team that values your contributions we\\\'d love to hear from you!Apply today and be part of the Kensington Mortgages family and help us to continue making a positive impact in the lives of our customers. Important Information Please note, all offers of employment for this role are subject to a series of background checks, including criminal (DBS), credit and Right to work checks. You must be able to commit to the start date of Monday 8th September and we ask no long periods of annual leave with the first few weeks of training

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Software Development

Referrals increase your chances of interviewing at Jooble by 2x

Sign in to set job alerts for “Mortgage Underwriter” roles.

Marlow, England, United Kingdom 1 week ago

Work from home as an Online English as a Foreign Language Tutor - Part Time

Reading, England, United Kingdom 10 months ago

Online English as a Foreign Language - Part Time

Wembley, England, United Kingdom 1 year ago

Slough, England, United Kingdom 2 months ago

Reading, England, United Kingdom 2 months ago

Work from home as an Online Primary School tutor - Part Time

Reading, England, United Kingdom 1 year ago

Hounslow, England, United Kingdom 1 week ago

Work from home as an Online Tutor of English as a Foreign Language - Part Time

Kingston Upon Thames, England, United Kingdom 1 year ago

Work from home as an Online Tutor of English as a Foreign Language - Part Time

Reading, England, United Kingdom 1 year ago

Teach Online from Home - Part-Time Position

Wembley, England, United Kingdom 1 year ago

Reading, England, United Kingdom 1 year ago

Barnet, England, United Kingdom 4 weeks ago

Work from home as an Online Tutor of English as a Foreign Language

Reading, England, United Kingdom 10 months ago

Online English as a Foreign Language Tutor - Part Time

Wembley, England, United Kingdom 1 year ago

London, England, United Kingdom 1 week ago

Online Life Coach for students- Part Time

Kingston Upon Thames, England, United Kingdom 1 year ago

Reading, England, United Kingdom 1 year ago

Online English as a Foreign Language Tutor - Part Time

Kingston Upon Thames, England, United Kingdom 1 year ago

Surrey, England, United Kingdom 2 weeks ago

Credit Risk Admin Support (Maternity Cover)

London, England, United Kingdom 1 week ago

Kingston Upon Thames, England, United Kingdom 1 year ago

London, England, United Kingdom 6 days ago

Wembley, England, United Kingdom 1 year ago

Work from home as a SATs Tutor - Part Time

Reading, England, United Kingdom 1 year ago

London, England, United Kingdom 2 months ago

Recruitment Support Administrator - Fully UK Remote Based (Mat FTC)

Windsor, England, United Kingdom 1 day ago

Hammersmith, England, United Kingdom 1 week ago

Online Life Coach for students- Part Time

Reading, England, United Kingdom 1 year ago

Online English as a Foreign Language Tutor - Part Time

Reading, England, United Kingdom 10 months ago

Work from home as a SATs Tutor - Part Time

Kingston Upon Thames, England, United Kingdom 1 year ago

Staines-Upon-Thames, England, United Kingdom 1 week ago

Aylesbury, England, United Kingdom 6 days ago

Reading, England, United Kingdom 1 year ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.