Mortgage Underwriter , Lending , Banking

Mortgage Underwriter , Lending , Banking, london

Client:

JJ SEARCH LIMITED

Location:

london, United Kingdom

Job Category:

Other

EU work permit required:

Yes

Job Views:

8

Posted:

18.04.2025

Expiry Date:

02.06.2025

Job Description:

SALARY 40-48K

The Role

Our banking client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions.

The Mortgage Underwriter will have a strong understanding of financial services with the ability and confidence to negotiate effectively with various stakeholders.

The Mortgage Underwriter will review and analyse all mortgage applications to best determine eligibility for loan approvals - for Residential & Buy to Let mortgages.

The Mortgage Underwriter will confidently conduct analysis in assessing all applicants’ creditworthiness and financial stability.

The Mortgage Underwriter will perform analysis identifying any potential issues that could affect loan repayments while negotiating with banks and other financial institutions to secure favorable loan terms.

The Mortgage Underwriter will keep up to date thorough records of all underwriting decisions and communicate findings precisely and clearly to all relevant parties, ensuring compliance with all regulatory requirements and internal policies throughout the underwriting process.

The Candidate

1. Mortgage Underwriting experience – essential!
2. Solid understanding of financial services, including mortgage products and market trends.
3. CEMAP QUALIFIED
4. Experience holding a lending mandate.
5. Strong mathematical skills for analysing financial data and performing calculations.
6. Excellent negotiation skills to facilitate discussions with banks and HNW clients effectively.
7. Proficiency in risk analysis techniques to evaluate potential lending risks.
8. Ability to work independently as well as part of a team, demonstrating strong organisational skills.
9. Attention to detail is essential for ensuring accuracy in documentation and compliance checks.

Please note that if you are NOT a passport holder of the country for the vacancy you might need a work permit.

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Created on 18/04/2025 by JR United Kingdom