Mortgage Underwriter

CKB Recruitment Ltd; Manchester; On-site; GBP 30,000 - 32,000; Full time

Job summary

A growing mortgage company in Altrincham seeks 2 experienced Underwriters to assess mortgage applications. Responsibilities include reviewing financial documents, ensuring compliance with regulations, and making decisive lending decisions. Excellent benefits include free parking, birthday off, and increased holiday entitlement after 3 years.

Benefits

Free parking on-site

Birthday off (in addition to holiday allowance)

Holiday entitlement increases after 3 years of continuous service

Qualifications

• 1-2 years mortgage underwriting experience.
• Must be able to drive and reside within 30 minutes of office.
• Capable of analyzing financial documentation and credit histories.

Responsibilities

• Review and evaluate mortgage applications for 1st charge mortgages.
• Ensure compliance with company policies and industry regulations.
• Make informed underwriting decisions considering risk factors.

Skills

Mortgage underwriting experience

Risk assessment

Financial analysis

Compliance with regulations

Job description

Our client are a growing mortgage company, and are now looking for 2 new Underwriters to join them in their vibrant Altrincham office.

You will need to have at least 1-2 years mortgage underwriting experience to be considered. You will also need to drive, and be no further than 30 minutes away from the office.

Based in Altrincham Business Park, they are a respected financial services firm, dedicated to providing tailored mortgage solutions to their clients. As an Underwriter within the 1st Charge Mortgage Team, you will play a pivotal role in assessing and approving mortgage applications in accordance with lending criteria and regulatory standards.

You will review and evaluate mortgage applications for 1st charge mortgages, ensuring compliance with company policies and industry regulations, analyse financial documentation, credit histories, and property valuations to assess borrower eligibility and repayment capacity and make informed underwriting decisions, taking into consideration risk factors, affordability, and loan-to-value ratios.

Salary & Benefits on offer:

• £30-32k basic starting salary

Additional Benefits:

• Free parking on-site
• Birthday off (in addition to holiday allowance)
• Holiday entitlement increases after 3 years of continuous service