Mortgage Underwriter

Brooke Harrison Recruitment; Manchester; Hybrid; GBP 33,000; Full time

Job summary

A dynamic financial organization is seeking a Mortgage Underwriter in Manchester to manually assess loan applications. With a competitive salary of £32,548 per annum and a bonus scheme, you will ensure compliance and client satisfaction. Successful candidates will have at least 12 months of experience and strong analytical skills. Hybrid working is available after probation, with options for remote work. The role offers numerous benefits including health insurance and professional development opportunities.

Benefits

Health insurance

Pension plans

Professional development opportunities

Employee discounts

Life insurance

Private dental insurance

Cycle to work scheme

Work from home options

Qualifications

• Minimum 12 months experience assessing or processing loan applications.
• Strong analytical skills and attention to detail.
• Knowledge of financial regulations and lending practices.

Responsibilities

• Manual underwriting from application to authorization.
• Efficiently process loan applications, ensuring compliance.
• Authorization of loans within specified limits.

Skills

Loan application assessment

Analytical skills

Communication skills

Knowledge of financial regulations

Attention to detail

Job description

Job Title and Location

Job Title: Mortgage Underwriter

Location: Manchester City Centre, M1 - 5 days per week onsite, hybrid working options available after successful completion of probation (minimum 3 days per week onsite). Operating hours 9am to 7pm.

Salary

Salary: £32,548 per annum + competitive bonus scheme

Company Description

Join a dynamic organization committed to financial inclusion! We're a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we\'re a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.

Core Responsibilities

As a secured loan Underwriter, you\'ll play a key role in the manual underwriting of loan applications, ensuring they align with our mission and meet clients\' unique needs.

Key Responsibilities

• Manual underwriting from application to authorization.
• Efficiently process loan applications, ensuring compliance.
• Authorization of loans within specified limits.
• Thorough risk assessment based on financial stability.
• Effective communication with clients, brokers, and stakeholders.

Qualifications and Skills

• Minimum 12 months experience assessing or processing loan applications - ideally in second charge lending or motor finance.
• Strong analytical skills and attention to detail.
• Knowledge of financial regulations and lending practices.
• Excellent communication and interpersonal skills.
• Ability to thrive in a dynamic, fast-paced environment.

Work Arrangement

Hybrid available after probation (6 months). Up to 2 days per week remote.

Benefits

Competitive salary, bonus scheme, health insurance, pension plans, and professional development opportunities.

Job Type: Full-time

Additional Benefits

• Canteen
• Company events
• Company pension
• Cycle to work scheme
• Discounted or free food
• Employee discount
• Health & wellbeing programme
• Life insurance
• Private dental insurance
• Private medical insurance
• Transport links
• Work from home

Work authorisation

United Kingdom (required)

Location

Manchester M1 3BL (preferred)