Mortgage Underwriter

Ultimate Banking; Bury St Edmunds; Hybrid; GBP 34,000; Full time

Job description

Mortgage Underwriter
Hybrid, East Anglia
Circa £34K salary + benefits

Introduction:
We are delighted to be partnering with our specialist mortgage lender client based in East Anglia. They are recruiting for a new role in their team, a Mortgage Underwriter with experience of manual underwriting. The main purpose of this Mortgage Underwriter role is to process and underwrite new mortgage, agreements in principle and additional borrowing applications within agreed timescales and service standards, ensuring compliance with both regulatory requirements and the lending policy.

Key Responsibilities:

1. Providing a first-class service to customers by producing high standards of work and ensuring that all service standards are achieved.
2. Ensuring all mortgage applications and additional borrowing applications are underwritten and processed in accordance with all statutory and regulatory requirements.
3. Applying the use of credit risk management tools and techniques, appropriately and consistently to mortgage application processing.
4. Developing excellent relationships with internal and external customers; to include Mortgage Intermediaries, Business Development Managers, Valuers and Mortgage Indemnity Insurers.

Key Skills & Qualifications:

1. Customer service and relationship management skills.
2. Experience of manual underwriting in a mortgage lending environment.
3. Problem solving, negotiation and decision making.

In return, you will receive a competitive salary and package which includes hybrid working arrangements (50% office based and 50% working remotely over a 2-week period), pension up to 7%, private medical and family friendly benefits.

If this role appeals to you and you have previous experience in the full manual underwriting process, then please do apply today and we will get back to you promptly.