Mortgage QA & Credit Risk Analyst (Hybrid UK)

Apogee Corporation*; Telford; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A financial institution in the UK is seeking a Credit Risk Analyst to lead quality assurance reviews across its mortgage portfolio. This hybrid role will require strong expertise in secured lending and a minimum of 5 years' experience in mortgage underwriting. You will collaborate with stakeholders to act on QA findings and support policy development initiatives while working in a small, agile team. The position offers exposure to diverse mortgage products and strategic initiatives.

Qualifications

• Minimum 5 years' experience in mortgage underwriting with a lending mandate.
• Strong understanding of secured lending across BTL, Bridging, and Residential asset classes.
• Experience in quality assurance processes, ideally including oversight of third-party providers.

Responsibilities

• Conduct second line QA reviews of mortgage underwriting decisions across all secured lending channels.
• Provide SME input on lending criteria, policy changes, and new product development.
• Collaborate with internal stakeholders to ensure QA findings are actioned.

Skills

Analytical mindset

Communication skills

Stakeholder management

Team collaboration

Job description

A financial institution in the UK is seeking a Credit Risk Analyst to lead quality assurance reviews across its mortgage portfolio. This hybrid role will require strong expertise in secured lending and a minimum of 5 years' experience in mortgage underwriting. You will collaborate with stakeholders to act on QA findings and support policy development initiatives while working in a small, agile team. The position offers exposure to diverse mortgage products and strategic initiatives.