Mortgage Broker

Just Mortgages SE Group; Ilford; Hybrid; GBP 30,000 - 60,000; Full time

Job summary

Just Mortgages SE Group in Ilford is seeking a Mortgage Broker to advise clients on mortgage and protection products, assess financial circumstances, and manage applications from enquiry through to completion.

You will build a personal client base, generate new business through networking and marketing activities, and collaborate with a Business Manager and central support teams to grow your market presence.

Qualifications

• Proven experience advising on mortgage products and debt solutions.
• Familiar with regulatory guidelines and compliant processes.
• Strong client-facing skills and an ethical approach.

Responsibilities

• Source mortgage deals and assess client circumstances.
• Explain options clearly and manage applications from enquiry to completion.
• Liaise with lenders, solicitors and stakeholders, ensuring regulatory compliance.

Skills

Mortgage Brokerage

Debt Consolidation

Client acquisition

Relationship-building

Regulatory compliance

Communication skills

Negotiation

Education

CeMAP or equivalent

Tools

CRM systems

Digital tools

Job description

Company Description

Just Mortgages SE Group is part of Just Mortgages, a nationwide network that supports ambitious Mortgage & Protection advisers in building their own businesses with the backing of one of the UK’s largest broker firms. As a member of the Spicerhaart family, established in 1989, the group combines the strength of a long-standing property company with a proposition focused on growth, opportunity, and long-term success for advisers. The support model is designed to let advisers concentrate on client relationships and business growth, while benefiting from business development, marketing, digital support, training, lead generation, and technical guidance. Advisers also gain access to wider opportunities in wealth, equity release, business protection, and commercial lending, with a dedicated Business Manager providing tailored, ongoing support from the moment they apply. Just Mortgages SE Group offers those seeking more freedom and opportunity the chance to build a sustainable, confident business under a trusted national brand.

Role Description

This is a full-time Mortgage Broker role based in Ilford with a hybrid working arrangement, allowing some work from home. The Mortgage Broker will advise clients on suitable mortgage and protection products, assess financial circumstances, and manage applications from initial enquiry through to completion. Daily responsibilities include sourcing mortgage deals, explaining options clearly, handling documentation, liaising with lenders, solicitors, and other stakeholders, and ensuring compliance with regulatory requirements. The role involves building and maintaining a personal client base, generating new business through networking and marketing activities, and following up leads provided by the wider Just Mortgages network. The Mortgage Broker will work closely with a dedicated Business Manager and central support teams to develop their business, optimize client service, and meet performance targets.

Qualifications

• Strong expertise in Mortgage Brokerage, including experience as a Mortgage Broker and familiarity with a range of mortgage products.
• Knowledge of Debt Consolidation strategies and the ability to advise clients on suitable solutions within regulatory guidelines.
• Experience with Mortgage Marketing and Brokerage promotion, including client acquisition and relationship-building activities.
• Solid understanding of personal Finance, affordability assessments, and risk considerations relevant to mortgage and protection advice.
• Relevant industry qualifications (e.g., CeMAP or equivalent) and a proven track record in regulated mortgage advice.
• Excellent communication, negotiation, and presentation skills, with a client-focused and ethical approach.
• Ability to work independently in a hybrid environment, manage time effectively, and meet agreed performance and compliance standards.
• Comfort using digital tools, CRM systems, and online platforms for lead management, client communication, and documentation.