MORTGAGE ADVISOR - SELF EMPLOYED

JR United Kingdom; Plymouth; Remote; GBP 40,000 - 70,000; Full time

Job summary

A leading mortgage brokerage seeks a self-employed Mortgage Advisor to assist clients in finding the right mortgage solutions. You will leverage your analytical skills and interpersonal abilities to guide clients through the mortgage application process while working at your own pace. This role offers competitive commission splits, remote working opportunities, and significant support for your advisory business, with the freedom to develop your own client base.

Benefits

Highly competitive commission splits

Outstanding support for advisors

No sales targets

Comprehensive admin support

Independence to run your own mortgage advisory business

Qualifications

• Proven track record in financial services.
• Experience with mortgage products and underwriting.
• Ambitious, driven, self-motivated individual.

Responsibilities

• Helping clients find and apply for mortgages.
• Managing paperwork and negotiations with lenders.
• Keeping up-to-date with mortgage market and legislation.

Skills

Analytical

Interpersonal skills

Sales

Client Focus

Social Media

Education

Certificate in Mortgage Advice (CeMAP)

Chartered Insurance Institute (CII)

Job description

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MORTGAGE ADVISOR - SELF EMPLOYED, plymouth

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Client:

CLEVER ADVICE

Location:

plymouth, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

07.06.2025

Expiry Date:

22.07.2025

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Job Description:

IS THIS ROLE FOR YOU?

You will have a good head for figures, an analytical brain and excellent interpersonal skills. You will also be able to demonstrate an ability to follow processes through. In addition, you’ll display outstanding customer service as well as being highly motivated, professional and a real ‘people person’. If you’re a tenacious and driven individual with a proven track record in financial services, you could be just what we’re looking for...

ABOUT US:

We are a growing and progressive mortgage brokerage based in Hertford, with a dedicated team of 24 professionals and counting. Since our establishment in 2018, we’ve specialised in providing tailored mortgage solutions, helping clients secure the best financing options available. At Clever Advice, we pride ourselves on being a brokerage created by advisers, for advisers. While many mortgage brokers offer similar services, what truly sets us apart is not just thewhatandhow, but thewhyandwho. Our advisers, clients and partners choose to work with us because they believe in our mission and values. Our goal is to become the UK’s preferred hub for ambitious, self-employed mortgage professionals.

ROLE:

You’ll be responsible for helping people find and apply for the right mortgage for them, according to their situation and finances. You’ll be dealing with estate agents, valuers and mortgage lenders, keeping up to date with the current market and legislation and working closely with your customers. You’ll have a ‘can do’ approach as well as excellent interpersonal skills.

YOU WILL BE RESPONSIBLE FOR:

• Helping people find the right loan for them
• Taking them through the home buying or refinancing process
• Managing paperwork
• Dealing and negotiating with lenders and underwriters
• Meeting with customers, listening to their needs

SKILLS, COMPETENCIES AND EXPERIENCE:

• You will need to be an ambitious, driven and a self-motivated individual
• The successful candidate will display a dedicated and committed approach to building a successful mortgage advisory business
• A good credit history is essential, you must also be free from any regulatory breaches and not be banned from accessing any mortgage lenders
• Ability to generate your own business is a must
• Good with figures
• Analytical and enquiring mind
• Knowledge of common mortgage products, programs and procedures
• Understanding of mortgage underwriting
• Experience of Microsoft Office programs
• Good at sales to promote our services
• An industry-recognised qualification e.g. Chartered Insurance Institute (CII) or Certificate in Mortgage Advice (Cert MA) or Certificate in Mortgage Advice and Practice (CeMAP)
• The ideal advisor will have an existing client bank, although this is not essential as marketing support will be provided
• Willingness to learn, find out about new products and regulation
• Demonstrable industry experience
• Good team player
• Ability to juggle multiple jobs and work to a high standard, even when faced with a tight deadline
• Possess a high level of client focus and understanding of client needs
• Experience of social media, blogging

HERE'S WHAT YOU'LL GET WHEN YOU JOIN US:

• Highly competitive and generous commission splits
• Outstanding support: At Clever Advice, we’re all about helping our advisors be the best they can be
• No sales targets and the ability to work at your own pace
• Remote working: You can be based anywhere in the UK
• Whole of Market Mortgage and Protection panel: At Clever Advice you can work with virtually every lender and protection provider in the UK market.
• Comprehensive admin support: Never submit another mortgage application or write a suitability letter. This is all done for you by an experienced in-house admin team
• Pre-qualified mortgage leads may be provided from time to time but this is not guaranteed and is subject to availability; you will be expected to source your own business in order to grow your client bank
• Independence and the opportunity to run your own mortgage advisory business
• Marketing and business development support will be provided to help you self-generate your own leads
• We take care of your PI insurance, stationery, compliance, product sourcing software and much more
• Full training, ongoing compliance, mentoring, competence and supervision support
• Our advisors service and own their clients under all circumstances this means if you decide to leave Clever Advice you will keep all your clients
• Dedicated helpdesk with BDM support: Access to technical support and assistance with product placement.
• Online conveyancing system, making conveyancing instructions easy quick and efficient ensuring an additional revenue stream for our advisers

This is a fantastic opportunity for advisers looking for the flexibility of self-employment, combined with a role that offers a rewarding work–life balance and uncapped earning potential. Whether you're newly qualified, returning to the industry, seeking a change, or ready to build something of your own – we'd love to have a chat.

Please note applicants who are not CeMAP or Cert CII (MP) qualified will not be considered for the role