Mortgage Advisor / Life & Protection Adviser / Broker in Sunderland)

AWD online; United Kingdom; Remote; GBP 59,000 - 70,000; Full time

Job summary

A leading financial services organization in the UK is seeking a Mortgage Advisor/Life & Protection Adviser. This role offers flexible hours with remote working and generous commission payments. Candidates must be CeMAP qualified with a strong knowledge of the UK mortgage market. The successful candidate will manage client relationships, provide tailored mortgage advice, and adhere to all regulatory requirements, supported by a dedicated network of back-office assistance.

Benefits

Generous commission splits

Authentic lead support

Access to training programs

Qualifications

• Previous experience as a Mortgage Advisor in the UK.
• Strong knowledge of the UK mortgage market and lender criteria.
• Excellent communication and interpersonal skills.

Responsibilities

• Follow up on leads and manage a pipeline of clients.
• Conduct thorough fact-finding interviews.
• Research and identify suitable mortgage and protection solutions.
• Guide clients through the application process.
• Adhere to FCA regulations and maintain client records.
• Stay current with market trends and new product offerings.
• Seek new business opportunities and promote services.

Skills

Client Relationship Management

Fact-Finding & Needs Analysis

Product Research & Recommendation

Advice Delivery

Application Management

Compliance & Regulation

Continuous Professional Development

Business Development

Education

CeMAP qualification (or equivalent)

Competent Advisor Status (CAS)

Tools

Mortgage software

CRM platforms

Job description

Overview

Mortgage Advisor / Life & Protection Adviser / Broker

• Are you looking for more flexible hours?

• Would you like to receive hot leads for new business opportunities?

• Do you like the idea of having the support of a fully functional back office, providing you with administrative support plus much more?

• Would you like to work with an organisation that offers generous commission payments?

If you can answer ‘Yes’ to these questions, then this job will be for you!

EARNINGS: £70,000 OTE + Benefits

LOCATION: Remote / Working from Home with Client Visits within your local area (Candidates MUST be UK based)

JOB TYPE: Full-Time, Self-Employed Contract

Job Overview

The company is growing their team and looking for an Appointed Representative to join them as a self-employed Mortgage Advisor / Life & Protection Adviser / Broker who is looking to grow their business and take it to new levels.

This hybrid self-employed role offers the freedom to manage your own schedule, supported by a local office, warm leads, and admin / marketing assistance.

The company is a technology-focused Appointed Representative (AR) Network in the UK, offering comprehensive support services to mortgage and protection advisers. Their network comprises experienced ARs and advisers who specialise in tailored mortgage advice, protection, general insurance, and later life lending products. The company combines a strong focus on consumer-centric service with bespoke solutions to help advisers succeed. They provide access to an extensive product range, professional marketing services, expert guidance, and ongoing training, all supported by a cutting-edge technology platform. Additionally, the company host regular events and offer business development support to streamline operations and deliver the best outcomes for clients.

Working as the Mortgage Advisor / Life & Protection Adviser / Broker you will be CeMAP qualified or equivalent and CAS status, with strong knowledge of the UK mortgage market and lender criteria.

As the Mortgage Advisor / Life & Protection Adviser / Broker you will enjoy the opportunities working on a self-employed basis with the support of a well-established company behind you. After all, 1,000 advisors nationwide can’t be wrong.

If you are an advisor and looking for a role where you can concentrate on writing business, this may be the role for you.

APPLY TODAY

If this job looks like your ideal position, then please send in your CV as soon as possible for our Recruitment Team to review.

Duties

• Client Relationship Management: Proactively follow up on leads, cultivate relationships, and effectively manage a pipeline of mortgage and protection clients
• Fact-Finding & Needs Analysis: Conduct thorough fact-finding interviews to understand clients' financial circumstances, needs, and objectives
• Product Research & Recommendation: Research and identify suitable mortgage products (residential, buy-to-let, remortgage, specialist lending, etc.) and protection solutions (life insurance, critical illness, income protection, etc.) from across the whole of market
• Advice Delivery: Provide clear, comprehensive, and compliant mortgage and protection advice, ensuring clients understand the recommended solutions and associated risks
• Application Management: Guide clients through the entire application process, from initial submission to completion, liaising with lenders, solicitors, and other relevant parties
• Compliance & Regulation: Adhere strictly to all FCA regulations, internal compliance procedures, and industry best practices. Maintain accurate and up-to-date client records
• Continuous Professional Development (CPD): Stay current with market trends, regulatory changes, and new product offerings through ongoing training and CPD
• Business Development: Actively seek new business opportunities, build professional connections, and promote your services effectively

Candidate Requirements

• Previous experience as a Mortgage Advisor in the UK
• CeMAP qualification (or equivalent) and Competent Advisor Status (CAS) is essential
• Strong knowledge of the UK mortgage market and lender criteria
• Excellent communication and interpersonal skills, with the ability to build trust and rapport
• A proactive, results-driven mindset with a passion for delivering outstanding customer service
• Strong organisational skills and the ability to manage multiple cases simultaneously
• Proficiency in mortgage software and tools (e.g., sourcing systems, CRM platforms)

Benefits

• Authentic lead support provided (no purchased leads)
• Very generous commission splits
• Access to a wide range of training programs for growth and development
• 1 to 1 training and development from a highly experienced Operations Manager
• Remote or Hybrid options available

How to Apply

To be considered for this job vacancy, please submit your CV to our Recruitment Team who will review your details. CV’s of Job Applicants meeting this requirement will be submitted to our Client for consideration. By submitting your job application to us you are hereby giving us your express consent to submit your details to our Client for this purpose.

JOB REF: AWDO-C13826