Mortgage Adviser (Home Finance Products)

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Mortgage Adviser (Home Finance Products), Birmingham

Client:

Gatehouse Bank plc

Location:

Birmingham, United Kingdom

Job Category:

Other

EU work permit required:

Yes

Job Views:

8

Posted:

18.04.2025

Expiry Date:

02.06.2025

Job Description:

Job Summary

The Mortgage Adviser for Home Finance Products is accountable for providing customers (UK/Expat/International) with a full advice and recommendation service for Home Finance working in accordance with the Bank's values, scope of service, regulatory and compliance requirements whilst maintaining excellent customer satisfaction.

Key responsibilities

1. To source and progress Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications through to completion and working within the agreed SLAs.
2. Make suitable recommendations to the Bank’s credit function to enable growth of the Home Finance book in line with business strategy.
3. Generate telephone appointment activity in order to achieve new business goals, tracking potential customers and following up on enquiries.
4. Recommend the most suitable product, term, and payment method to suit the customer’s needs, priorities, and circumstances.
5. Achieve and maintain competence to ensure continued professional development. Complete extensive due diligence on home finance applications adopting a host of credit assessment skills to recommend the basis on which risk is taken.
6. Provide ongoing MI, tracking lead source and outcomes.
7. Ensure that market, sector, and Regulatory knowledge is continuously developed and maintained.
8. To achieve set individual targets in a variety of areas and to contribute towards the overall performance of the Commercial and Home finance business.

Skills required

1. Previous experience in a Home Finance advisory capacity.
2. Experience within the specialist Buy to Let Home Finance sector.
3. A detailed understanding of banking credit processes.
4. Proven ability to extract key financial information for individuals, partnerships, and companies.
5. Advanced understanding of Home Finance products (inc. Secured Financing).
6. Regulatory standards awareness.

About us

Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes and Wilmslow. We offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.

We offer a highly attractive reward package; the typical benefits include:

1. 25 days holiday entitlement increasing with service
2. Pension plan
3. Private medical insurance
4. Income protection
5. Life assurance
6. Employee referral bonus

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed here.