Mortgage Adviser (Fully Remote) – Complex Lending

Haysto

Norwich

Remote

GBP 39,000 - 48,000

Full time

5 days ago

Be an early applicant

A complete application in a minute

Tailored resume and cover letter, ready to send.

Get past ATS filters

Benefits offered by this job

36 days holiday

Fully remote working

Company equity scheme

Mental health and wellbeing support

Company pension scheme

Regular company events and teamCelebr?

Job summary

Haysto, the UK's leading complex mortgage specialist, is hiring a Mortgage Adviser for a fully remote role focused on complex lending. You’ll advise clients with non-standard income and adverse credit while benefiting from warm leads and significant earning potential.

CeMAP qualified with CAS within the last 12 months is required, along with a proven track record in delivering compliant mortgage advice. The package includes a £35k+ base, progression to £45k/£60k, a six-month earnings boost, and

Qualifications

Fully CeMAP qualified (or equivalent).
Held Competent Adviser Status (CAS) within the last 12 months.
Confident managing customers from initial advice through to mortgage application.
Strong sales performance, customer service and compliance standards.
Ambitious, motivated and comfortable working in a fast-paced, target-driven environment.

Skills

CeMAP

CAS within 12 months

Mortgage advice

Job description

Mortgage Adviser (Fully Remote) – Complex Lending

Posted on 05 November 26 by Darren Robins

Experienced Mortgage Adviser – Complex & Specialist Lending

Warm Leads. No Cold Calling. No Self-Generation. Serious Earning Potential.

Stop chasing leads. Start closing mortgages.

You're an experienced Mortgage Adviser. You know how to write business. So why waste your time finding customers, chasing paperwork or dealing with poor-quality leads?

At Haysto, the UK's leading complex mortgage brokerage , we do things differently.

We provide the customers, technology and support. You provide the expertise, deliver outstanding advice and earn the rewards.

We're looking for ambitious, high-performing Mortgage Advisers who want to take their careers and earnings to the next level.

Haysto is partnered with Experian, possibly the best source of Mortgage leads in the UK, so If you're writing 10-15 mortgages a month elsewhere, imagine what you could achieve with a consistent pipeline of warm, pre-qualified customers and dedicated operational support.

Why Haysto? It's simple.

Warm, pre-qualified leads every day – no cold calling, prospecting or self-generation.
£75,000+ realistic OTE – with top performers earning £100,000+.
£35,000 basic salary – with progression to £45,000 and £60,000 based on performance.
Six-month earnings boost – additional commission support equivalent to £13,500 annualised while you build your pipeline.*
100% remote working – work from home, wherever you're based in the UK.
Dedicated operational support – administration, insurance and post-offer teams take care of the heavy lifting.
Market-leading technology – our proprietary platform makes the mortgage journey faster and more efficient.
Genuine career progression – join an ambitious, award-winning business that's growing rapidly.

Less admin. More advice. More completions. More commission.

Complex mortgages are what we do best.

At Haysto, we specialise in helping customers who don't fit the traditional high-street lending criteria.

You'll advise customers with:

Adverse credit, defaults, CCJs and historic financial difficulties.
Self-employed income and complex income structures.
Contractors, company directors and multiple income sources.
Non-standard property types and unusual lending requirements.
Affordability challenges and cases other brokers struggle to place.

These aren't ordinary mortgage enquiries. They're opportunities to use your expertise, solve problems and make a genuine difference.

And with our exclusive partnership with Experian , we have access to a substantial and consistent flow of customers actively seeking mortgage solutions.

Your earning potential. Your performance. Your reward.

Here's what's on offer:

* Six-month earnings boost – additional commission support equivalent to £13,500 annualised.
*£45,000 basic salary once the first qualifying performance milestone is achieved.
*£60,000 basic salary when the higher performance milestone is achieved.
*£75,000+ realistic year-two OTE
*£100,000+ earning potential for our highest-performing advisers.

With a strong flow of customer enquiries, advisers regularly submitting 15+ mortgage applications per month and a commission structure designed to reward performance, your earning potential is firmly in your hands.

Your working hours – flexible shifts, five days a week.

Five working days. Two days off. Every week. Guaranteed.

We operate seven days a week to give customers access to mortgage advice when they need it most. This means some weekend working forms part of the role.

But here's the important bit: Weekend shifts replace weekdays. You'll never be expected to work a sixth day as part of your normal rota.

Weekday shifts:

Early shift: 8:00am-5:00pm
Late shift: 11:00am-8:00pm
Saturday: 10:00am-5:00pm
Maximum of four weekend shifts across any four consecutive weekends (eight available weekend days).
A weekday off in the same week for every Saturday worked.

How does this work in practice?

Most weeks, you'll work Monday to Friday.

When you're scheduled to work a Saturday, you'll have an alternative weekday off during that same week.

Your rota will be communicated in advance so you can plan your time.

No six-day weeks. No additional weekend days on top of your normal working week. Just five working days, with flexibility to support our customers.

What do you need to join us?

We're looking for experienced Mortgage Advisers who can hit the ground running.

Fully CeMAP qualified (or equivalent).
Held Competent Adviser Status (CAS) within the last 12 months .
Confident managing customers from initial advice through to mortgage application.
Strong sales performance, customer service and compliance standards.
Ambitious, motivated and comfortable working in a fast-paced, target-driven environment.

Experience in complex or specialist lending is desirable, but not essential.

If you're a strong mainstream Mortgage Adviser looking to move into more rewarding specialist lending, we'd love to hear from you.

More than just a great salary.

We invest in our people because they're central to our success.

Your benefits include:

36 days' holiday , including your birthday.
Fully remote working .
Company equity scheme – share in the success you help create.
Mental health and wellbeing support through Spill.
Company pension scheme .
Regular company events and team celebrations .
Career development and progression opportunities .

Who are Haysto?

We're not another mortgage brokerage.

Haysto is the UK's leading complex mortgage specialist , built to help customers who traditional lenders and brokers often struggle to support.

We're combining specialist mortgage expertise, proprietary technology and major strategic partnerships to transform the way customers access mortgage advice.

And we're only getting started.

2025 British Bank Awards – Treating Customers Fairly winner.
4.9/5 Trustpilot rating from thousands of customer reviews.
Exclusive six-year partnership with Experian , launched in October 2025.
Backed by influential investors and industry leaders.
One of the UK's fastest-growing specialist mortgage brokerages.

Our culture is built around four simple values:

Customer Obsessed. Own the Outcome. Move Fast & Execute. Choose Optimism.

We want people who share our ambition, take pride in delivering great customer outcomes and want to be part of something exceptional.

Ready to earn more from your mortgage expertise?

If you're an experienced Mortgage Adviser who's tired of chasing leads, limited earning potential or spending too much time on administration, Haysto could be exactly what you're looking for.

Imagine having:

The leads to succeed.

The technology to work smarter.

The support to focus on advising.

And the earning potential to make it worthwhile.

We're looking for ambitious advisers who want to build a long-term, high-earning career with one of the UK's most exciting mortgage businesses.

*Earnings support, salary progression, commission and benefits are subject to the applicable scheme rules, eligibility criteria and terms and conditions.

Job Information

Sector