Modelling Senior Analyst

Starling Bank; Manchester; On-site; GBP 50,000 - 65,000; Full time

Job summary

Starling Bank is seeking a Modelling Senior Analyst to join the Credit Risk Modelling Team in Manchester. This role involves developing and maintaining credit risk models, ensuring accuracy and compliance with regulatory guidelines. The ideal candidate will have 3-5 years of experience and proficiency in Python/SQL. Join us to participate in reshaping banking with a diverse and dynamic team.

Benefits

25 days holiday plus public holiday allowance

Extra day off for your birthday

Annual leave increases with length of service

16 hours paid volunteering time a year

Life insurance at 4x your salary

Private Medical Insurance including mental health support

Generous family-friendly policies

Perkbox membership for discounts and wellness platform

Initiatives like Cycle to Work and EV leasing

Qualifications

• Minimum 3-5 years’ experience in operational credit risk models and/or IFRS9 models.
• Proficient in analytical tools like Python/SQL.
• Excellent communication and teamwork abilities.

Responsibilities

• Develop, execute, and maintain operational credit models and/or IFRS models.
• Collaborate with stakeholders to ensure model developments meet business requirements.
• Monitor model performance and conduct regular reviews.

Skills

Python

SQL

Problem-solving

Attention to detail

Communication

Teamwork

Education

Graduate level education in numerical degree

Job description

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Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.

We are looking for a talented and passionate Modelling Senior Analyst to join our Credit Risk Modelling Team. Our team plays a critical role in developing and maintaining credit risk models across Starling, focussing on both IFRS 9 and operational models. If you have experience in credit risk model development in either of these areas, and are eager to be part of the team that plays a vital role in credit risk management, we want to hear from you!

As a Modelling Senior Analyst, you will be responsible for:

• Developing, executing and maintaining operational credit models and/or IFRS models.
• Working closely with stakeholders to ensure that model developments meet business requirements.
• Producing detailed model documentation, including methodology, assumptions, and limitations.
• Monitoring model performance and conducting regular reviews to ensure accuracy and stability.
• Collaborating with model validation teams to address any findings and ensure models are robust.

Requirements

• Ideally a minimum 3 - 5 years’ experience in developing operational credit risk models and/or IFRS9 models.
• Proficient in the use of analytical tools, specifically Python/SQL and spreadsheets.
• Graduate level education preferable, ideally in a numerical degree (or an equivalent work experience).
• Good knowledge of regulatory and risk management guidelines relating to credit risk.
• Organised, flexible and adaptable, with the ability to switch between tasks seamlessly.
• Strong problem-solving skills and attention to detail.
• Excellent communication and teamwork abilities.
• 25 days holiday (plus take your public holiday allowance whenever works best for you)
• An extra day’s holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary & group income protection
• Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
• Generous family-friendly policies
• Incentivised refer a friend scheme
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

About Us

You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway.

We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.