MLRO (UK)

HHHUB, UAB; Greater London; On-site; GBP 90,000 - 130,000; Full time

Benefits offered by this job

The chance to build and shape the AML/

Hands-on MLRO role with cross‑team

International environment

Job summary

HHHub.eu (Taupai, UAB) is seeking a hands-on MLRO to own the AML/compliance framework and oversee day-to-day activities in a fast‑moving payments business.

You will lead KYC, due diligence, screening and transaction monitoring, reporting to senior management. In a small compliance team you’ll draft policies, manage regulator communications, and support onboarding and controls across Europe.

Qualifications

• Solid hands-on experience in compliance, preferably in financial services, payments or fintech.
• Practical experience with KYC / customer due diligence and AML procedures, including monitoring and screening.
• Working knowledge of UK AML requirements and the FCA regulatory environment.
• Experience drafting policies and procedures.
• Experience dealing with regulators, audits or regulatory reviews.
• Ability to work independently and own the compliance function.
• Strong analytical thinking and attention to detail.
• Clear, professional communication and presentation skills.
• Good organisational skills.
• Fluent English and Russian (written and spoken).

Responsibilities

• Act as the MLRO / nominated officer, owning the AML and counter‑terrorist financing framework.
• Carry out KYC, due diligence and risk assessments for clients, including higher‑risk relationships.
• Review PEP, sanctions and adverse media screening results; escalate as needed.
• Perform transaction monitoring, investigate unusual activity and report SARs where required.
• Draft, review and maintain compliance policies and controls in line with UK requirements.
• Conduct and maintain the business‑wide risk assessment and regulatory compliance.
• Manage regulator communications, support audits and remediation actions.
• Prepare compliance reports for senior management and the board.
• Collaborate with Account Management, Finance and IT on onboarding and systems.
• Provide compliance guidance and training to colleagues.

Skills

KYC / due diligence

AML procedures

Regulatory knowledge

Policy drafting

Regulator liaison

Independent ownership

Analytical thinking

Communication

Organisation

English & Russian

Job description

About the Company

Our client is a UK-based, global, multi-channel payment gateway and full-service Payment Service Provider offering local e-payment solutions for International Customer Not-Present businesses.

About the Role

We are looking for a hands‑on MLRO to own the company's compliance framework and run it day-to-day. As a Money Laundering Reporting Officer (MLRO), you will be responsible for the company's anti-money laundering framework and its relationship with the regulator. Alongside this, you will do much of the day-to-day compliance work yourself, including due diligence, screening review and transaction monitoring.

You will report to senior management and work as part of a small compliance team. You will also work closely with the company's account managers, Finance and IT colleagues.

Responsibilities:

• Act as the company's MLRO / nominated officer, taking ownership of the AML and counter‑terrorist financing framework;




• Carry out KYC, customer due diligence and risk assessments for corporate clients, including higher‑risk relationships;




• Review PEP, sanctions and adverse media screening results, making decisions on escalated cases;




• Perform transaction monitoring, investigate unusual activity and submit suspicious activity reports (SARs) to the National Crime Agency where required;




• Draft, review and maintain compliance policies, procedures and controls in line with UK AML and FCA regulatory requirements;




• Conduct and maintain the business‑wide risk assessment and ensure ongoing regulatory compliance;




• Manage communication with regulators, support external audits and regulatory reviews, and track remediation actions;




• Prepare compliance reports and management information for senior management and the board;




• Work closely with Account Management, Finance and IT teams on client onboarding, compliance systems and operational matters;




• Provide compliance guidance and training to colleagues and respond to internal compliance queries.

Requirements:

• Solid hands‑on experience in compliance, preferably at least three years in financial services, payments or fintech;




• Practical experience of KYC / customer due diligence and AML procedures, including transaction monitoring and screening;




• Working knowledge of UK AML requirements and the FCA regulatory environment;




• Experience drafting policies and procedures;




• Experience of dealing with regulators, audits or regulatory reviews, or readiness to take this on;




• Ability to work independently, take ownership of the compliance function and work closely with other teams;




• Analytical and logical thinking with strong attention to detail;




• Clear, professional communication and presentation skills;




• Good organisational skills;




• Fluent English and Russian (written and spoken).

Nice to Have:

• Prior experience in e‑commerce and electronic payments (a significant advantage);




• Previous experience as an MLRO or Deputy MLRO;




• A recognised AML or compliance qualification;




• Proficiency in MS Office applications.

Key Competencies:

• Strong ownership and independent decision‑making;




• Analytical thinking and attention to detail;




• Strong regulatory awareness and risk management mindset;




• Clear communication and stakeholder management skills;




• Strong organisational and prioritisation skills;




• Proactive and hands‑on approach to compliance.

The Employer offers:

• The chance to build and shape the compliance function of a fast‑moving payments business;




• A varied, hands‑on position combining MLRO responsibilities with day‑to‑day compliance work;




• An international, friendly environment, working with colleagues in Europe and around the world.

If you have strong hands‑on compliance experience, understand the UK regulatory environment and are ready to take ownership of the MLRO function within an international payments business, this role is a strong next step.