MLRO & AML Compliance Leader — Hybrid UK Role

Western Union; Greater London; Hybrid; GBP 90,000 - 140,000; Full time

Benefits offered by this job

Short-term incentives

Health insurance

Life insurance

Pension plan

Development platforms

Job summary

Western Union is seeking an AML Compliance Manager and MLRO for our UK regulated entity. You will lead the oversight of the UK financial crime framework across retail and digital, interfacing with regulators and senior stakeholders to ensure robust KYC, CDD/EDD, and sanctions controls.

Hybrid work arrangement with minimum three days in the office. You will drive risk-based decisions, strengthen compliance culture, coordinate with global teams, and deliver guidance and training to protect

Qualifications

• Significant AML/financial crime compliance experience in a regulated financial services environment.
• Strong knowledge of UK AML, CTF and sanctions requirements (KYC/CDD, SARs, controls).
• Experience engaging with regulators, law enforcement, auditors and senior stakeholders.
• Ability to assess complex financial crime and regulatory risks and provide risk-based decisions.
• Excellent communication and influencing skills across all levels of the organisation.

Responsibilities

• Oversee the UK AML, CTF and sanctions framework, including policies, controls, monitoring and governance.
• Oversee suspicious activity reporting and act as a key contact for the NCA.
• Lead engagement with FCA, HMRC, law enforcement, auditors on queries and examinations.
• Oversee CDD, EDD, KYC standards, reviews and ongoing monitoring controls.
• Assess financial crime risks and provide guidance to senior management and the Board.
• Partner with global teams to strengthen standards and respond to regulatory changes.
• Promote a strong culture of compliance through guidance and training.

Skills

AML compliance

Regulatory engagement

Risk assessment

Communication

Stakeholder management

MLRO experience

AML qualification (CAMS)

Education

CAMS or equivalent AML qualification

Job description

Western Union is seeking an AML Compliance Manager and MLRO for our UK regulated entity. You will lead the oversight of the UK financial crime framework across retail and digital, interfacing with regulators and senior stakeholders to ensure robust KYC, CDD/EDD, and sanctions controls.

Hybrid work arrangement with minimum three days in the office. You will drive risk-based decisions, strengthen compliance culture, coordinate with global teams, and deliver guidance and training to protect