Hybrid AML & MLRO Leader: UK Financial Crime Oversight

Western Union; England; Híbrido; GBP 90.000 - 130.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

25 days annual leave - plus 8 public…

Comprehensive life & medical cover - …

Contributory pension plan

Descripción de la vacante

Western Union is seeking an AML Compliance Manager and MLRO for its UK regulated entity. You will lead the oversight of the UK financial crime framework across retail and digital channels, interfacing with regulators and senior stakeholders to shape AML/CTF and sanctions controls.

You will manage CDD/EDD, KYC standards, and SAR processes, advocating a risk-based approach and driving improvements with global teams.

Formación

• Significant AML / financial crime compliance experience within a regulated financial services environment.
• Strong working knowledge of UK AML, CTF and sanctions requirements, including KYC/CDD, suspicious activity reporting and financial crime controls.
• Experience engaging with regulators, law enforcement, auditors and senior stakeholders.
• Proven ability to assess complex financial crime and regulatory risks and make sound, risk-based decisions.
• Strong communication and influencing skills, with the confidence to provide effective challenge and clear advice across different levels of the organisation.
• Previous MLRO, Deputy MLRO or in a senior financial crime leadership role would be advantageous.
• A professional AML qualification, such as CAMS or equivalent, would be advantageous.

Responsabilidades

• Oversee the UK AML, CTF and sanctions compliance framework, including policies, controls, monitoring and governance arrangements.
• Provide oversight of suspicious activity reporting, including the outsourced SAR filing function, and act as a key point of contact for the National Crime Agency (NCA).
• Lead engagement with the Financial Conduct Authority (FCA), HM Revenue & Customs (HMRC), law enforcement, auditors and other relevant stakeholders on regulatory queries, examinations, inspections and remediation.
• Oversee customer due diligence (CDD), enhanced due diligence (EDD), KYC standards, periodic reviews and ongoing monitoring controls.
• Assess financial crime risks and escalations and provide clear, risk-based advice to senior management, the Board and Compliance teams.
• Partner with global and regional teams to strengthen financial crime standards, drive remediation and respond to emerging regulatory requirements and risks.
• Promote a strong culture of compliance through guidance, training and awareness activities.

Conocimientos

AML compliance

Regulatory engagement

Risk assessment

Stakeholder management

KYC/CDD

MLRO experience

Compliance leadership

Educación

CAMS or equivalent

Descripción del empleo

Western Union is seeking an AML Compliance Manager and MLRO for its UK regulated entity. You will lead the oversight of the UK financial crime framework across retail and digital channels, interfacing with regulators and senior stakeholders to shape AML/CTF and sanctions controls.

You will manage CDD/EDD, KYC standards, and SAR processes, advocating a risk-based approach and driving improvements with global teams.