Mandarin speaking Credit Risk Manager (Corporate Banking)

People First (Recruitment) Ltd; Greater London; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Hybrid work arrangement

Job summary

People First (Recruitment) Ltd is seeking a Mandarin-speaking Credit Risk Manager for our Corporate Banking client in London. The role combines risk management with policy development and committee support, in a hybrid work environment.

You will work closely with the Head of Risk to implement robust credit risk controls, monitor performance, and ensure regulatory compliance while growing a presence in China markets.

Qualifications

• Fluent in Mandarin and English, written and spoken.
• Solid credit risk analysis experience in corporate banking.
• Degree holder; professional qualifications such as CFA/CPA are a plus.

Responsibilities

• Assist Head of Risk to manage the credit risk framework for the London Branch.
• Support credit policy, credit review and approval, post-loan credit management, and bad loan collection.
• Provide timely information on portfolio performance, early warnings, and risk trend reporting.
• Help manage the risk and credit committees and support chairpersons.
• Deliver and maintain policy framework including risk appetite, policy governance, and rating models.
• Communicate effectively with HO and related departments on risk issues.
• Support the credit review and approval process and post-loan reviews.
• Ensure compliance with bank credit risk policies.

Skills

Fluent Mandarin

Credit risk analysis

Corporate banking

English language

Entrepreneurial mindset

Education

Bachelor's degree or higher

Tools

CFA/CPA (preferred)

Job description

Your New Job Title: Mandarin speaking Credit Risk Manager (Corporate Banking)

The Skills You Need: Fluent Mandarin, with strong credit risk analysis experience in Corporate Banking sector

Your New Salary: Depending on experience + bonus

Location: Central London

Job Status: Permanent. Hybrid working, 4 days in the office and 1 day WFH

Report to: Head of Risk

Credit Risk Manager - Summary:

• Assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, to ensure that London Branch has appropriate systems and controls in place for measuring, managing and controlling credit risk.
• Assist credit risk management which including credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensuring that the business has appropriate risk controls.

Credit Risk Manager - What You'll be Doing Each Day:

• Assist to provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
• Assist to provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.
• Assist to manage the risk management committee and credit committee and support the chairperson of the above committees.
• Assist to delivery of the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.
• Help to maintain the effective communication line with HO corresponding departments on related risk issues
• Assist to manage the credit review & approval process and implement the new product credit assessment including presenting to Credit Committee..
• Assist to manage the post loan credit review & annual review process.
• Ensuring compliance with bank credit risk policies.
• In addition to these duties, the Employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the bank's business.

Credit Risk Manager - The skills you need to succeed:

• Fluent in both English and Mandarin (written and spoken)
• Degree Holder (minimum) or higher educational level
• CFA / CPA qualification will be a plus
• Excellent Credit Risk experience in banking industry with good credit risk knowledge
• Demonstrable experience in performing credit analysis for corporate customers
• Entrepreneurial mind set to help develop a growing branch with a strong presence in China