Loss Adjuster - Birmingham

Aviva; Birmingham; On-site; GBP 36,000 - 54,000; Full time

Benefits offered by this job

Company car

Generous pension scheme

29 days holiday + bank holidays (flex)

Discounts on Aviva products

Share scheme (Matching Share Plan)

Volunteering days

Flexible benefits (cycle to work)

Job summary

Aviva Loss Adjuster – Birmingham is seeking a customer-focused professional to visit domestic and commercial property claims, assess liability, and build work scopes to help deliver the best outcomes for customers. You will record evidence, appoint suppliers, and determine the best management route for claims, with potential UK travel and flexible hours.

The role requires empathy, strong communication, and the ability to make fair, risk-based decisions while complying with health and safety

Qualifications

• Experience handling property insurance claims in a regulated environment.
• Experience with property inspections and scoping systems such as Cotality and/or Xactimate.
• Strong analytical and decision-making skills to assess evidence and reach fair conclusions.
• Exceptional empathy and communication skills for gathering evidence and delivering news with sensitivity.
• Knowledge of Flood, Escape of Water (EOW), Fire damage management, plus health and safety regulations.

Responsibilities

• Visit domestic & commercial property claims customers to assess liability and build work scopes.
• Record evidence, appoint suppliers, and make liability decisions.
• Create initial reserves using claims scoping software and determine the best management route for the claim.
• Travel across the UK with flexible hours, including evenings and weekends.

Skills

Property claims experience

Property inspections

Analytical reasoning

Empathy and communication

Understanding of Flood/EOW/Fire damage

Tools

Cotality

Xactimate

Job description

Loss Adjuster – Birmingham

Are you someone who thrives on delivering exceptional customer service while balancing cost-effectiveness? Do you enjoy visiting customers and making a real difference when they need support most? In this role, you'll gather key site information, assess liability, and produce detailed work scopes to help deliver the best outcomes for our customers.

If this sounds like you, we'd love to hear from you! Although this role covers the Birmingham region, we also have opportunities available in the following areas:

Available locations:

• Northern Ireland
• South London region
• Norwich /Ipswich / Norfolk region
• Perth / Dundee region
• Eastleigh /Southampton / Reading region

A bit about the job:

Your responsibilities include providing a customer-focused and cost-effective service by visiting domestic & commercial property claims customers. The role involves visiting customers to assess liability, build work scopes, draw floorplan, validate claims against policy cover, agree settlements, and determine the best management route for the claim. Responsibilities also include recording evidence, appointing suppliers, making liability decisions, and creating initial reserves using claims scoping software, sometimes working out of the area to support major incidents. The position demands self-motivation, managing personal appointments, and may involve travel across the UK with flexible hours, including evenings and weekends.

Skills and experience we’re looking for:

• Experience handling property insurance claims, loss adjusting cases or investigations within a regulated environment.
• Experience with property inspections, virtual assessments, commercial claims, and scoping systems such as Cotality and/or Xactimate would be advantageous.
• Strong analytical and decision-making skills, with the ability to assess evidence and reach fair, balanced conclusions.
• Exceptional empathy and communication skills: adept at gathering evidence, delivering difficult news with sensitivity, and maintaining strong client relations.
• Comprehensive understanding of Flood, Escape of Water (EOW), and Fire damage management, alongside health and safety regulations and industry-specific legislation.

What you’ll get for this role:

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too. And one of the ways we live up to that promise is by investing in you. We have so much to offer when it comes to being an Aviva colleague.

• Salary competitive (depending on location, skills, experience, and qualifications)
• Bonus opportunity - 8% of annual salary (actual amount depends on your performance and Aviva’s)
• Company Car
• Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.
• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days
• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts
• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme
• Brilliantly supportive policies including parental and carer’s leave
• Flexible benefits to suit you, including sustainability options such as cycle to work
• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
• We take your wellbeing seriously with lots of support and tools

Aviva is for everyone:

We’reinclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if youdon’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations,hoursand working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here