Life Underwriter

Vitality Corporate Services Limited; Bournemouth; Remote; GBP 35,000 - 65,000; Full time

Job summary

Join a forward-thinking company as a Life Underwriter, where you will play a key role in underwriting applications for life and serious illness cover. This remote position offers flexibility and the chance to collaborate across divisions while providing dedicated support to priority distribution partners. With at least 5 years of life underwriting experience, you will manage applications, liaise with reinsurers, and educate sales teams on the underwriting process. Enjoy a rewarding career with an established industry player that values health, diversity, and inclusion, and offers fantastic benefits to support your well-being and career growth.

Benefits

Bonus Schemes

Pension matching up to 12%

Vitality health insurance

Life Assurance – Four times annual salary

Qualifications

• Broad experience in life underwriting, at least 5 years.
• Exposure to reinsurance relationships and adviser firms.

Responsibilities

• Underwrite applications in accordance with Vitality's standards.
• Liaise with reinsurers and educate sales teams on underwriting.

Skills

Ability to manage workloads independently

Collaboration across divisions

Good interpersonal skills

Strong communication skills

Life underwriting experience

Job description

About The Role

Team –Underwriting & Claims - Life

Working Pattern -Remote role. Full time, 37.5 hours per week. We are happy to discuss flexible working!

Top 3 skills needed for this role:

1. Ability to manage workloads independently
2. Happy to collaborate across other divisions of the business
3. Good interpersonal skills

What this role is all about:

You will be underwriting applications for life & serious illness and income protection cover. Providing dedicated support in some instances to Vitality Life priority distribution partners. Some limited travel to adviser offices will be required.

Key Actions:

1. Underwrite applications in accordance with Vitality's underwriting philosophy and quality standards.
2. Meet and support brokers to help manage applications through the underwriting process.
3. Liaise with our reinsurers to ensure successful placement of business.
4. Educate sales teams on underwriting process and practice.
5. Authorisation of applications from less experienced underwriters.
6. Opportunity to feed into Vitality’s underwriting & service propositions.

What do you need to thrive?

1. Broad experience of life underwriting, at least 5 years.
2. Exposure to reinsurance relationships.
3. Experience of working with adviser firms.
4. Strong interpersonal & communication skills.

So, what’s in it for you?

1. Bonus Schemes – A bonus that regularly rewards you for your performance
2. A pension of up to 12%– We will match your contributions up to 6% of your salary
3. Our award-winning Vitality health insurance – With its own set of rewards and benefits
4. Life Assurance – Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.

Fantastic Benefits. Exciting rewards. Great career opportunities!

If you are successful in your application and join us at Vitality, this is our promise to you:

1. Help you to be the healthiest you’ve ever been.
2. Create an environment that embraces you as you are and enables you to be your best self.
3. Give you flexibility on how, where and when you work.
4. Help you advance your career by playing you to your strengths.
5. Give you a voice to help our business grow and make Vitality a great place to be.
6. Give you the space to try, fail and learn.
7. Provide a healthy balance of challenge and support.
8. Recognise and reward you with a competitive salary and amazing benefits.
9. Be there for you when you need us.
10. Provide opportunities for you to be a force for good in society.

We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

About The Company

We're really excited to announce that we have recently been awarded "Top 10 Best Places To Work" in The Sunday Times Awards 2024!

Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. We’ve been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives – they benefit, our business benefits, and society benefits. We’re successful because we attract, develop, and retain the best people – and because we care.

Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.

Diversity & Inclusion

At Vitality, we’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.

Vitality’s approach to sustainability

Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page.

If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.