Lending Manager

Vargo Group; Hastings; On-site; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Flexible working arrangements

Hybrid/Remote options

Job summary

Vargo Group in Hastings offers a Lending Manager role with hybrid and remote considerations. You will lead end-to-end loan applications, balancing diligent risk assessment with a customer-focused approach to deliver efficient credit decisions.

The ideal candidate brings experience in commercial or consumer lending, strong financial analysis skills, and a process-driven mindset to maintain compliance and support business growth.

Qualifications

• Proven experience in commercial lending, consumer lending, underwriting, banking, or business finance.
• Solid understanding of financial accounts, cashflow analysis, affordability, and risk assessment.
• Strong organizational ability to manage a pipeline of multiple cases efficiently while ensuring compliance.

Responsibilities

• Guide loan applications from initial enquiry through to credit decision and completion.
• Evaluate business plans, accounts, cashflow forecasts, and management information to determine viability and repayment capacity.
• Prepare clear, high-quality credit reports and evidence-based recommendations.
• Ensure all lending decisions strictly adhere to scheme policy, credit guidelines, and compliance standards.
• Serve as a trusted point of contact for applicants, maintaining accurate CRM records and nurturing external referral partner relationships.

Skills

Analytical skills

Process-driven

Customer-centric mindset

Job description

Job Description

Location: Hastings / Hybrid (Remote considered)

Package: Competitive Salary + Attractive Benefits

Contract: Full-Time, Permanent

About The Opportunity

An established, high-growth responsible lender is seeking an experienced Lending Manager to join their team. This role is ideal for a process-driven financial professional with a background in commercial lending or consumer lending who excels at balancing diligent risk assessment with a top-tier, customer-focused approach.

Working with start-ups, entrepreneurs, and established businesses, you will play a key role in managing loan applications through the end-to-end lifecycle, driving economic growth while delivering exceptional service.

Key Responsibilities

• Application Management: Guide loan applications from initial enquiry through to credit decision and completion.


• Financial Analysis: Evaluate business plans, accounts, cashflow forecasts, and management information to determine viability and repayment capacity.


• Credit Reporting: Prepare clear, high-quality credit reports and evidence-based recommendations.


• Due Diligence & Compliance: Ensure all lending decisions strictly adhere to scheme policy, credit guidelines, and compliance standards.


• Customer & Partner Engagement: Serve as a trusted point of contact for applicants, maintaining accurate CRM records and nurturing external referral partner relationships.

Candidate Profile

• Background: Proven experience in commercial lending, consumer lending, underwriting, banking, or business finance.


• Analytical Skills: Solid understanding of financial accounts, cashflow analysis, affordability, and risk assessment.


• Process-Driven: Strong organizational ability to manage a pipeline of multiple cases efficiently while maintaining high standards of compliance and diligence.


• Customer-Centric Mindset: Excellent communication skills with a track record of supporting clients through structured processes.

What’s On Offer

• Meaningful work delivering finance with a tangible economic and social impact.


• Flexible working arrangements (Hybrid / Remote options).


• Collaborative, supportive team culture with strong opportunities for professional growth.