Lending Manager

Let's Do Business Group; Bexhill-on-Sea; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

Lets Do Business Finance is seeking a Lending Manager to assess loan applications from enquiry to decision, review business plans and cashflow, and prepare credit recommendations in line with policy.

You will act as the main contact for applicants, maintain CRM records, build referral relationships and drive responsible lending to support local entrepreneurs and SMEs. This hybrid role may include remote work depending on experience.

Qualifications

• Experience in lending or credit management.
• Strong financial analysis skills.
• Ability to assess risk and make evidence-based recommendations.
• Excellent communication and relationship management.
• Able to manage multiple cases and CRM usage.

Responsibilities

• Assess loan applications from start-ups and early-stage businesses.
• Review business plans, financial accounts, management information and forecasts.
• Analyse affordability, viability, repayment capacity and lending risk.
• Prepare clear, high-quality credit reports and recommendations.
• Complete due diligence, compliance and credit checks.
• Communicate with applicants to progress cases efficiently.
• Manage customer relationships and maintain accurate CRM records.
• Build referral relationships and support business development activity that generates quality lending opportunities.

Skills

Lending experience

Credit assessment

Financial analysis

CRM systems

Communication skills

Organisational skills

Tools

CRM software

Microsoft Office

Job description

Help ambitious businesses access the finance they need to grow

Location - Hastings /Hybrid (depending on experience remote workers may be considered)

Salary - Competitive + Attractive Benefits

Contract - Full Time

Team - Lets Do Business Finance

At Lets Do Business Finance, we're passionate about helping start-ups, entrepreneurs, small businesses and social enterprises access the funding they need to succeed. As a responsible lender delivering government-backed and alternative finance solutions, we're looking for a skilled and motivated Lending Manager to join our growing team.

This is an exciting opportunity for an experienced finance, lending or banking professional who enjoys working directly with entrepreneurs, assessing business opportunities and making a real difference to local economies.

The Role

As a Lending Manager, you will manage loan applications from enquiry through to decision. You will assess business plans, accounts, cashflow forecasts and supporting information, prepare clear credit recommendations, and ensure lending decisions are made in line with scheme policy, credit requirements and compliance standards.

You will also act as a trusted point of contact for applicants, helping them navigate the lending process while maintaining excellent service standards and strong working relationships with referral partners.

What You'll Be Doing

• Assess loan applications from start-ups and early-stage businesses.
• Review business plans, financial accounts, management information and forecasts.
• Analyse affordability, viability, repayment capacity and lending risk.
• Prepare clear, high-quality credit reports and recommendations.
• Complete due diligence, compliance and credit checks.
• Communicate with applicants to progress cases efficiently.
• Manage customer relationships and maintain accurate CRM records.
• Build referral relationships and support business development activity that generates quality lending opportunities.

What We're Looking For

We are looking for someone with a strong commercial mindset, sound judgement and the ability to balance careful credit assessment with excellent customer service.

You will ideally have:

• Experience in lending, underwriting, banking, business finance, credit management or a related financial services role.
• Strong financial analysis skills, including an understanding of SME accounts and cashflow.
• The ability to assess risk and make evidence-based recommendations.
• Excellent communication and relationship management skills.
• Strong organisational skills and the ability to manage multiple cases at once.
• Confidence using CRM systems and Microsoft Office applications.

We are, however, still interested in hearing from applicants who may have some but not all of the above skills and qualities we are looking for.

Why Join Us?

At Lets Do Business Finance, you'll be joining an ambitious and high growth organisation with a genuine social purpose. Every loan you help deliver supports entrepreneurs, creates opportunities and contributes to economic and social growth within local communities.

In return, you will benefit from:

• Meaningful work with tangible impact.
• A supportive and collaborative team.
• Exposure to a wide range of businesses and sectors.
• The opportunity to build a rewarding career in responsible business finance.