Lending Advisor – Senior Vice President

Citigroup Inc.; Greater London; Presencial; GBP 85 000 - 120 000; Tempo integral

Resumo da oferta

Citi Wealth Lending in London seeks an experienced Lending Advisor to partner with Citi Private Bankers, originating UHNW lending opportunities across asset classes including marketable securities loans, real estate and bespoke assets.

You will join client and prospect meetings, structure bespoke loan solutions, and maintain a strong pipeline while ensuring compliance with certification regimes and risk controls.

Qualificações

• Experience in UHNW lending origination and credit/collateral analysis in private banks.
• Expert knowledge in structured lending.
• Ability to advise clients and creatively structure sophisticated solutions.
• Experience with loans secured by diverse asset classes including marketable securities, private assets, real estate, aviation and art.
• Excellent communication and negotiation skills.
• Detail oriented with strong analytical capabilities.
• Bachelor’s Degree required.

Responsabilidades

• Establish and maintain partnership with Citi Private Bankers to identify lending opportunities.
• Join client and prospect meetings to raise awareness of lending solutions.
• Advise on bespoke lending solutions and drive excellence in execution.
• Establish a reputation for accurate execution of lending opportunities.
• Pre-screen requests with underwriting and risk to structure client-centric proposals.
• Build and maintain a strong pipeline to grow the EMEA portfolio while ensuring compliance.
• Manage client expectations through clear communication with clients and Bankers.
• Coordinate with Business Managers and Finance to support growth planning and capital optimization.

Conhecimentos

UHNW lending origination

Credit & collateral analysis

Structured lending

Creative loan structuring

Asset-backed lending

Negotiation skills

Formação académica

Bachelor’s Degree or equivalent

Descrição da oferta de emprego

Citi Wealth Lending provides competitive borrowing solutions that are strategically integrated into our client's broader Wealth Management goals.

Our Lending Advisors partner with Citi Private Bankers to advise clients on new loan and refinancing opportunities along with restructuring existing loans as part of clients overall capital management. We have Lending representation across 8 countries to provide seamless coverage to our Global clients.

Lending Advisors provide advice across a variety of asset classes ranging from complex marketable securities loans and less liquid financial assets including Private Equity and Hedge Funds, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles.

Responsibilities include:

• Establish and maintain a strong partnership with the Citi Private Bank (“CPB”) Banker teams to proactively identify lending opportunities with their clients and prospects through account planning.
• Join client and prospect meetings with Bankers to raise awareness of the solutions that are available.
• Advise clients and Bankers on appropriate bespoke lending solutions and drive a culture of excellence in execution in the region.
• Establish a reputation of execution and excellence in execution for clients.
• Act as the subject matter expert and first line of control lending opportunities. The Lending Advisors partner with in-business Underwriting team and 2nd line risk to pre-screen requests and structure bespoke loan proposals that meet the client need while managing overall Firm targets.
• Build and maintain a strong pipeline of lending opportunities to grow the EMEA portfolio as part of the wider Citi Wealth lending growth aspirations. Ensuring effective and consistent compliance to control standards
• Managing expectations through strong communication with clients and their Bankers
• Coordinate with Business Managers and Finance functions to assist in growth planning, capital optimization and team communication

Qualifications

• A good track record of experience in UHNW lending origination and credit/collateral analysis in a private bank
• Expert knowledge in structured lending
• Ability to advise clients and where appropriate creatively structure sophisticated solutions to help clients meet their objectives
• Experience with assessing and structuring loans secured by a variety of asset classes including complex marketable securities loans and less liquid financial assets, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles.
• Ability to advise clients on optimal loan structure and think creatively in delivering market leading solutions.
• Excellent oral and written communication skills
• Strong negotiation skills
• Strong initiative and interactive approach to problem solving
• Detail oriented with strong analytical skills
• Strong collaboration skills in a team environment
• Desire to drive growth in a dynamic business.
• Bachelor’s Degree required (or equivalent experience)

Candidates applying for this role must be aware that it is a Certified Role, subject to the Certification Regime. The Certification Regime is one element of the Individual Accountability Regime which has come into effect on 7 March 2016.

Under the Certification Regime, certain Citi entities must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role.

Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety:

Honesty, integrity and reputation

Financial soundness

Competence and capability

In order to comply with the requirements of the Certification Regime, certain Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above. This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, reference checks, credit checks and other background checks. If hired for this role, you will also be required to complete an annual declaration regarding your Fitness and Propriety.

Job Family Group:

Private Client Product Services

Job Family:

IF Margin & Sec Backed Finance

Time Type:

Full time

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.