Legal Counsel (Consumer Credit / Fintech)

Accutrainee Limited; London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services firm in London is seeking an experienced Interim Consumer Credit / Retail Finance Lawyer to provide support for legal and regulatory matters. The role demands at least 4 years of PQE and expertise in consumer credit and retail finance law. This hybrid position requires 2 days in the office and offers a chance to work on high-quality cases within a renowned in-house legal team.

Qualifications

• At least 4 years PQE with recent experience in consumer credit and/or retail finance law.
• Strong background in advising on regulatory frameworks, particularly credit cards.
• Solid experience with both transactional matters and regulatory advisory work.

Responsibilities

• Support the UK Products Team on legal and regulatory issues related to consumer credit.
• Advise on customer credit card operations and third-party supplier arrangements.
• Provide legal input on transactional and services agreements.

Skills

Consumer credit law

Retail finance law

Regulatory advisory

Transactional law

In-house financial services experience

Job description

Interim Consumer Credit / Retail Finance / FintechLawyer
Location: London (Hybrid – 2 days in office)
Start Date: September 2025
Contract: Until end of December 2025

The Opportunity

Accuflex isseeking an experienced Consumer Credit / Retail Finance Lawyer to provide interim support to a global financial services provider inits UK Products Team.

This is an exciting opportunity for a lawyer with strong regulatory and transactional experience to join a high-profile in-house legal team, supporting a wide range of credit card and retail finance matters.

The Role

The successful candidate will support the UK Products Team on legal and regulatory issues relating to consumer credit, retail finance, and third-party supplier relationships. Work will include:

• Advising on issues arising from customer credit card operations and third-party supplier arrangements
• Providing legal input on transactional and services agreements within the retail finance context
• Advising on regulatory matters, including the Consumer Credit Act 1974 and broader payments regulatory regimes (UK and international)
• Supporting the business in managing regulatory risk while enabling commercial outcomes

Candidate Profile

We are seeking a lawyer with:

• At least 4 years PQE with recent experience in consumer credit and/or retail finance law
• A strong background in advising on regulatory frameworks, particularly credit cards or other running-account credit facilities
• Solid experience with both transactional matters and regulatory advisory work
• In-house financial services or top-tier private practice experience desirable
• The ability to start in September 2025 and commit through to December 2025

Working Pattern

Full-time, 5 days per week

Hybrid model: 2 days per week in the client’s London office, with the remainder remote

Why Join?

This assignment offers the opportunity to work with a globally recognised brand, gaining exposure to a variety of high-quality consumer credit and retail finance matters in a collaborative in-house legal environment.

Apply Now

If you are an experienced consumer credit or retail finance lawyer with availability from September, we would be keen to hear from you. Please submit your CV and we will be in touch regarding next steps.