Lead Credit Scorecard Modeller

Harnham; London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services provider in the UK is seeking a Lead Credit Scorecard Modeller to enhance its credit decision-making and analytics capabilities. This role involves hands-on modelling along with a strategic focus on credit risk approaches in a socially responsible setting.

Benefits

Private health insurance

Employee assistance programme (EAP)

Interest-free employee loan scheme

Qualifications

• 4+ years' experience building credit scorecards from scratch.
• Advanced knowledge of logistic regression and credit modelling techniques.
• Experience with model monitoring and portfolio performance analysis.

Responsibilities

• Leading end-to-end credit scorecard development including data preparation and variable selection.
• Monitoring model performance and building dashboards to track KPIs.
• Analysing portfolio trends to improve risk performance.

Skills

Credit modelling techniques

Data analysis

Stakeholder engagement

Communication

Python

SQL

SAS

R

Job description

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This range is provided by Harnham. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

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Building Credit Risk, Fraud, and Pricing Analytics teams across the UK | The Talent Driving The Data and AI Revolution

LEAD CREDIT SCORECARD MODELLER

LONDON

An established purpose-driven financial services provider is hiring a Lead Credit Scorecard Modeller to develop its credit decisioning and portfolio analytics capabilities. Reporting directly to the CRO, this role combines hands-on modelling with strategic input into credit risk and acquisition strategies.

THE COMPANY

This UK-based organisation delivers lending products with a social mission at its core. With a growing national presence, it leverages data and innovation to increase financial inclusion and deliver sustainable impact. The business blends commercial strategy with meaningful social outcomes, making it an exciting opportunity for someone looking to apply credit risk expertise in a values-driven setting.

THE ROLE

The responsibilities include:

• Leading end-to-end credit scorecard development: data preparation, modelling, variable selection, testing, and implementation
• Monitoring model performance and building dashboards to track KPIs and identify areas for improvement
• Analysing portfolio trends and providing strategic input to improve risk performance and acquisition outcomes
• Supporting the integration of new data sources such as Open Banking and credit bureau data into strategy and modelling
• Ensuring full documentation and compliance with relevant model governance standards

SKILLS AND EXPERIENCE

• 4+ years' experience building credit scorecards from scratch
• Advanced knowledge of logistic regression and credit modelling techniques
• Experience with model monitoring and portfolio performance analysis
• Strong technical skills in Python, SQL, SAS and R
• Strong communication and stakeholder engagement skills

BENEFITS

• Private health insurance
• Employee assistance programme (EAP)
• Interest-free employee loan scheme

HOW TO APPLY

To apply, please send your CV to Dominic via the Apply link on this page.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst and Management

• Industries

  Banking

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