Lead Architect - Financial Wellbeing, Loans & Cards

Lloyds Bank plc; Salford; Hybrid; GBP 124,000 - 147,000; Full time

Job summary

A leading bank in the UK is looking for a Lead Architect for Financial Wellbeing, Loans & Cards. This role involves defining and driving the technology strategy, leading a team of architects, and ensuring alignment with the Group's strategic intent. Candidates should have a proven track record in architecture, with expertise in Cloud technologies and strong leadership skills. The position offers a flexible hybrid working model and a competitive salary.

Benefits

Up to 15% pension contribution

Annual bonus (performance-based)

Share schemes including free shares

30 days’ holiday plus bank holidays

Wellbeing initiatives and parental leave policies

Qualifications

• Proven track record in an Architect role with strategic impact.
• Technical knowledge of Cloud (Public/Private), APIs, hosting, and event-driven architectures.
• Experience in corporate governance and business control.

Responsibilities

• Propose architectural strategy for Loans, Cards, and Financial Wellbeing.
• Drive the definition of architecture roadmaps and guardrails.
• Lead change management within the platform for major projects.

Skills

Architecture vision

Cloud technologies

APIs

Leadership

Communication

Job description

Lead Architect - Financial Wellbeing, Loans & Cards

Apply locations: Manchester, Leeds, Wellington Place, Halifax

Time type: Full time

Posted on: Posted Yesterday

End Date: August 26, 2025 (12 days left to apply)

Job requisition id: 139400

End Date: Monday 25 August 2025

Salary Range: £124,653 - £146,650

We support flexible working – click here for more information on flexible working options

Flexible Working Options: Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE: Lead Architect – Financial Wellbeing, Loans & Cards

SALARY: £106,400 - £124,653

LOCATIONS: Manchester, Edinburgh, Leeds, Halifax

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days) in the office

About this opportunity

We are investing in simplifying, modernising, and transforming our technology landscape. We are looking for a Lead Architect for Personal Unsecured Lending (including credit cards, loans, and financial wellbeing) to drive this change. This role defines, upholds, and communicates the Technology Strategy and direction to support the Group’s vision and strategic intent, focusing on capabilities needed for long-term success, aligning our Technology agenda with the Group’s Strategy.

The Lead Architect will join our Personal Unsecured Lending team, which includes the Card, Loans, and Financial Wellbeing Platforms. This is a key role supporting the Consumer Lending Business Unit, a major part of the Group’s growth strategy.

You need experience in building relationships, developing trust, providing thought leadership to business and technology colleagues, owning the technology strategy for your focus area, and maintaining alignment with wider Group strategies. You will be a confident leader, passionate about architecture and making a difference, able to build effective relationships at all levels, including Executive level.

You’ll make a difference by:

• Proposing the architectural strategy for Loans, Cards, and Financial Wellbeing, and managing its development and delivery, aligned with the Technology and Consumer Lending strategies.
• Driving the definition of architecture roadmaps, guardrails, and patterns to facilitate change over the medium and long term, ensuring they meet customer needs for complex, often customised products and services.
• Integrating business design, customer outcomes, architecture, and the Technology Strategy to drive the right enterprise outcomes.
• Leading change management within the platform to enable major change programmes, taking responsibility for key projects.
• Defining governing policies and representing at governance forums to ensure adherence to roadmaps, guardrails, and patterns in line with strategies.
• Acting as a business partner to board members and senior leaders to ensure technology delivers on business outcomes.
• Conducting external research to stay updated on industry best practices, technology, customer, and product trends, utilising this knowledge in business design activities.
• Leading a team of architects specialising in Personal Unsecured Lending to ensure architecture aligns with group and technology strategies.

About us

We’re on an exciting journey. Our investments in people, data, and technology are leading to innovative projects, new possibilities, and ways for our people to work, learn, and thrive!

What you need:

• A proven track record in an Architect role, successfully driving architecture vision and strategy.
• Experience in corporate governance, business control, solution development, and design.
• Technical knowledge of Cloud (Public/Private), APIs, hosting, and event-driven architectures.
• Expertise in feasibility assessments and road-mapping.
• Personal strengths: agile mindset, digital approach, strong communication, leadership, and alignment with company values. An open, collaborative, approachable style, working well across levels.
• Passion, energy, ownership, and focus on delivering value to customers and clients.
• Gravitas and impact suitable for a director level, with strong storytelling skills in written and verbal communication.

About working for us

We’re committed to inclusion, building a diverse organization that reflects society. We want our people to feel they belong and can be their best, regardless of background or identity.

We’ve set goals on diversity, created health initiatives, and welcome applications from under-represented groups.

We’re disability confident and offer reasonable adjustments during recruitment.

Benefits include:

• Up to 15% pension contribution
• Annual bonus (performance-based)
• Share schemes including free shares
• Flexible benefits, such as discounts
• 30 days’ holiday plus bank holidays
• Wellbeing initiatives and parental leave policies

Join us to do meaningful work that impacts millions!

At Lloyds Banking Group, our purpose is to help Britain prosper. We aim to make a difference for our customers, businesses, and communities, shaping the future of finance while offering opportunities for growth and development.

We handle data securely and will only request sensitive information during formal recruitment processes, with clear explanations.

We promote a values-led culture and strive for a workforce that reflects our diverse customer base. Join us in building an inclusive workplace where everyone can make a difference.

About Us

With 320 years of history, we embrace change. Join us to shape the future of finance while working at pace to deliver for our customers. Your impact will be amplified through learning, development, and gaining future skills.

For flexible working options, search using terms like "job sharing" or "variable hours" to find relevant roles.