KYC Analyst

JPMorgan Chase & Co.; City of Edinburgh; On-site; GBP 35,000 - 55,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a KYC Analyst within the Financial Crime team to perform end-to-end reviews of KYC profiles, ensuring compliance with local and firm-wide standards for new clients, incremental business, periodic reviews, and remediation of existing relationships.

The role emphasizes critical thinking, accuracy, and documenting analysis, while engaging with stakeholders across the bank to identify risks and drive process improvements.

Qualifications

• Banking/financial risk or fraud experience.
• Experience in a KYC role analysing activity against KYC standards.
• Experience with Anti-Money Laundering.
• Ability to document research and conclusions to KYC standards.
• Ability to identify risk and provide viable solutions.

Responsibilities

• Perform end-to-end review of KYC profiles and ensure regulatory compliance.
• Maintain a globally agreed quality pass rate for records sampled by QA.
• Manage workload and escalate key risks to management.
• Perform client outreach and manage client relationships.
• Keep informed of process changes and regulatory updates.
• Develop partnerships with stakeholders across the firm.
• Identify and execute process improvements and provide SME support.

Skills

Banking/Financial Risk/Fraud

KYC analysis

Anti-Money Laundering

Verify consumer purpose

Document research to KYC standards

Independent decision-making

Strong analytical skills

Identify risk & process improvement

Digital literacy across media

Job description

Do you want to work in a dynamic, fast paced, customer and colleague centric environment? Are you customer obsessed and have a desire to support customers with their financial needs and have the drive and enthusiasm to communicate with our customers using various channels? Are you passionate about self-development and learning new skills, being focused on getting it right first time for customers and can think ‘outside of the box’ and enjoy problem resolution?

If you’ve answered yes to the above and want a new challenge then we want you!

As a KYC Analyst in our Financial Crime team, you will be responsible for performing end to end reviews of KYC profiles to ensure compliance with corporate and local regulatory standards for new clients, incremental new business, periodic reviews, and remediation of existing relationships.

In this role you will be responsible for the timely review of Chase UK Banking customers identified as needing KYC due diligence and/or AML/KYC LOB Escalations. The reviews require the KYC Analyst to critically analyse customer profiles to make a risk decision, based upon KYC/AML standards. The KYC Analyst will write reviews, using their ability to critically think and evaluate information, documenting their analysis and determining if the customer meets KYC standards. Emphasis of this role is placed on critical thinking, accuracy, and ability to identify, assess, and justify risk review decisions and whilst exhibiting the highest standards of customer service to our line of business partners and customers

Job Responsibilities

• Perform end to end review of KYC profiles, ensuring that the KYC records adhere to local and firmwide for KYC and regulatory requirements
• Maintain a globally agreed quality pass rate for records sampled by the Quality Assurance Team
• Manage personal workload and priority items, and ensure timely escalation of key risks/issues to management
• Perform client outreach and manage the relationship with the clients
• Keep informed of and apply any changes to processes, procedures and regulatory change
• Develop strong partnerships with key stakeholders, proactively build and maintain relationships across the firm
• Identify and execute process improvements and provide Subject Matter Expert support on key process and technology initiatives

Required qualifications, capabilities & skills

• Banking/Financial Risk/Fraud experience
• Experience in a KYC role - Analysing transaction activity against KYC standards
• Experience with Anti-Money Laundering
• Able to utilise all available tools to verify consumer purpose and legitimacy
• Accurately document the research and analysis conclusion to KYC standards
• Use own judgement – knowing when to escape customers who do not meet KYC standards
• Ability to research and understand various customer documentation & consumer transactions using various customer platforms
• Demonstrated ability to identify, analyse, plan, prioritise, and problem solve, providing and executing viable solutions
• Demonstrate an independent decision-making ability, and strong analytical skills with the ability to manage a workload in various stages of completion with minimal supervision
• Ability to identify risk and provide process improvement suggestions
• Digitally Savvy across different medians

#ICBCareers

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.