KGM Fleet Underwriter

HIBL; Romford; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

HIBL seeks an experienced Fleet Underwriter to join a dynamic underwriting team in Romford. The role involves driving underwriting performance, analyzing key trends, making pricing recommendations, and fostering relationships with brokers. This hybrid position offers a competitive salary and a collaborative working environment, integral to delivering superior insurance solutions.

Benefits

Career growth opportunities

Competitive salary and benefits package

Hybrid working model

Qualifications

• Strong underwriting experience within Fleet or Motor Insurance.
• Analytical mindset with the ability to interpret performance data.
• Excellent communication and presentation skills.

Responsibilities

• Compile reports and present findings to the Underwriting Committee.
• Support the development of Fleet underwriting strategies.
• Review and advise on claims matters.

Skills

Underwriting

Analytical skills

Communication

Relationship management

Commercial awareness

Job description

Location: Romford (Hybrid – 4 days in the office)
Company: KGM

About KGM

KGM is a leading provider of specialist insurance products in the UK market, known for its innovative approach and client-focused solutions. With a strong reputation in motor insurance, we are committed to delivering high-quality underwriting expertise and building strong relationships with our partners.

Role Overview

We are seeking an experienced Fleet Underwriter to join our dynamic underwriting team. In this role, you will be responsible for driving underwriting performance, analysing key trends, and supporting the development of fleet underwriting strategies. You will work closely with internal stakeholders, brokers, and the wider underwriting team to ensure risk assessment and pricing decisions align with business objectives.

Key Responsibilities

• Compile reports and provide commentary on key performance changes for the Monthly Underwriting Committee Meeting; attend and present findings.
• Attend regular underwriting review meetings to discuss performance and strategy.
• Make pricing and underwriting recommendations with supporting analysis to the Underwriting Committee to ensure performance and volume targets are met or exceeded.
• Review and advise on claims matters, contributing to overall risk assessment.
• Maintain and manage a register of underwriting priorities, attending regular catch-up meetings to track progress.
• Support the development of Fleet underwriting strategies, philosophies, and procedures.
• Develop and maintain strong relationships with key supporting brokers; where required, conduct face-to-face meetings in collaboration with the Business Development Team.
• Work cross-functionally to maximise Fleet business opportunities and drive growth.
• Focus on costs, process improvements, and efficiencies to enhance the profitability of KGM.
• Oversee incoming new business Fleet risks, providing training, guidance, and development for the team, and ensuring referrals are managed within authority limits.
• Contribute to the wider underwriting department by demonstrating leadership, market insight, and a commitment to best practices.

Key Skills & Experience

• Strong underwriting experience within Fleet or Motor Insurance.
• Analytical mindset with the ability to interpret performance data and make strategic recommendations.
• Excellent communication and presentation skills, with confidence in delivering insights to senior stakeholders.
• Strong relationship management skills, with experience in broker engagement and business development.
• Proactive and commercially minded, with a focus on efficiency and profitability.
• Knowledge of claims handling and its impact on underwriting decisions.
• Ability to work independently and as part of a team in a fast-paced environment.

Why Join KGM?

• Be part of a leading specialist insurance provider known for innovation and client-focused solutions.
• Work in a dynamic and collaborative environment with opportunities for career growth.
• Competitive salary and benefits package.
• Hybrid working model with 4 days in the Romford office to promote collaboration and engagement.

If you are a driven and analytical Fleet Underwriter looking for your next challenge, we would love to hear from you!

Location: Romford (Hybrid – 4 days in the office)

Company: KGM

About KGM

KGM is a leading provider of specialist insurance products in the UK market, known for its innovative approach and client-focused solutions. With a strong reputation in motor insurance, we are committed to delivering high-quality underwriting expertise and building strong relationships with our partners.

Role Overview

We are seeking an experienced Fleet Underwriter to join our dynamic underwriting team. In this role, you will be responsible for driving underwriting performance, analysing key trends, and supporting the development of fleet underwriting strategies. You will work closely with internal stakeholders, brokers, and the wider underwriting team to ensure risk assessment and pricing decisions align with business objectives.

Key Responsibilities

• Compile reports and provide commentary on key performance changes for the Monthly Underwriting Committee Meeting; attend and present findings.
• Attend regular underwriting review meetings to discuss performance and strategy.
• Make pricing and underwriting recommendations with supporting analysis to the Underwriting Committee to ensure performance and volume targets are met or exceeded.
• Review and advise on claims matters, contributing to overall risk assessment.
• Maintain and manage a register of underwriting priorities, attending regular catch-up meetings to track progress.
• Support the development of Fleet underwriting strategies, philosophies, and procedures.
• Develop and maintain strong relationships with key supporting brokers; where required, conduct face-to-face meetings in collaboration with the Business Development Team.
• Work cross-functionally to maximise Fleet business opportunities and drive growth.
• Focus on costs, process improvements, and efficiencies to enhance the profitability of KGM.
• Oversee incoming new business Fleet risks, providing training, guidance, and development for the team, and ensuring referrals are managed within authority limits.
• Contribute to the wider underwriting department by demonstrating leadership, market insight, and a commitment to best practices.

Key Skills & Experience

• Strong underwriting experience within Fleet or Motor Insurance.
• Analytical mindset with the ability to interpret performance data and make strategic recommendations.
• Excellent communication and presentation skills, with confidence in delivering insights to senior stakeholders.
• Strong relationship management skills, with experience in broker engagement and business development.
• Proactive and commercially minded, with a focus on efficiency and profitability.
• Knowledge of claims handling and its impact on underwriting decisions.
• Ability to work independently and as part of a team in a fast-paced environment.

Why Join KGM?

• Be part of a leading specialist insurance provider known for innovation and client-focused solutions.
• Work in a dynamic and collaborative environment with opportunities for career growth.
• Competitive salary and benefits package.
• Hybrid working model with 4 days in the Romford office to promote collaboration and engagement.

If you are a driven and analytical Fleet Underwriter looking for your next challenge, we would love to hear from you!

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

Our successes have all come from someone brave enough to try something new

We support each other in the small everyday moments and the bigger challenges

We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

About Us

Howden began in 1994, as just three people and a dog. Now there are 17,000 of us, and we're a leading global insurance group, managing $38bn of premiums for our clients.

Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold.

The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.