Junior Underwriter – Bridging Finance

JR United Kingdom; London; On-site; GBP 30,000 - 50,000; Full time

Job summary

An established industry player in the UK bridging finance sector is seeking a motivated Junior Underwriter to join their London team. This exciting opportunity involves evaluating property loan applications, ensuring compliance with risk standards, and gaining valuable experience in the property finance field. The role offers a chance for career growth while working closely with experienced professionals. If you have a keen interest in the UK property market and possess strong analytical and communication skills, this position could be the perfect fit for you.

Qualifications

• Some background in property finance or underwriting is preferred.
• Strong interest in the UK property market encouraged.

Responsibilities

• Review and evaluate bridging loan applications, including property valuations.
• Support senior underwriters in assessing risks and ensuring compliance.
• Prepare underwriting reports and presentations for management.

Skills

Analytical Skills

Attention to Detail

Communication Skills

Organisational Skills

Team Player

Tools

Microsoft Office

Underwriting Software

Job description

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Junior Underwriter – Bridging Finance, London

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Client:

Cobalt Recruitment

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

4

Posted:

28.04.2025

Expiry Date:

12.06.2025

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Job Description:

Location: London

Job Type: Full-Time, Permanent

Salary: Competitive Salary + Bonus + Benefits

Company Overview:

The Firm is a leading UK-focused bridging lender offering flexible financial products to assist clients with property transactions, whether for investment or development. Due to ongoing growth and an active pipeline, they seek a motivated and detail-oriented Junior Underwriter to join their London team.

Role Overview:

We seek a Junior Underwriter interested in bridging finance to support assessing property loans across the UK. Your role will involve evaluating loan applications to ensure they meet risk and compliance standards, providing an excellent opportunity for career growth in property finance.

Key Responsibilities:

• Loan Assessment: Review and evaluate bridging loan applications, including property valuations, financials, and borrower profiles.
• Risk Analysis: Support senior underwriters in assessing risks and ensuring compliance with policies and regulations.
• Documentation Review: Verify key documents like title deeds, contracts, and income proofs.
• Communication: Interact with clients, brokers, and solicitors to gather information and clarify queries.
• Market Knowledge: Keep updated on UK property market trends and legal considerations affecting bridging finance.
• Reporting: Prepare underwriting reports and presentations for management and stakeholders.
• Compliance: Ensure adherence to regulatory and company standards.
• Portfolio Monitoring: Assist in managing loan portfolios, tracking performance, and identifying risks.
• Support and Learning: Collaborate with senior team members to develop underwriting skills and grow within the role.

Required Skills & Experience:

• Experience: Some background in property finance or underwriting is preferred but not essential; strong interest in UK property market encouraged.
• Analytical Skills: Ability to assess financial data, property valuations, and loan documents.
• Attention to Detail: Capable of identifying issues in complex documents and data.
• Communication Skills: Excellent written and verbal communication with clients and colleagues.
• Organisational Skills: Manage multiple tasks and meet deadlines efficiently.
• IT Proficiency: Skilled in Microsoft Office and familiar with underwriting software.
• Team Player: Collaborative attitude to work effectively with stakeholders.
• Knowledge of bridging finance products and UK property market.
• Experience with underwriting software or loan management systems.